The Colony, TX
A better way to mortgage in The Colony, TX.
We put move-up, first-time-buyer, conventional to work for The Colony buyers — matched to your file, whether the address is Waterstone or anywhere else in The Colony.
The Colony prices, programs, and the path through.
The Colony occupies roughly 23 miles of Lewisville Lake shoreline across two peninsulas, an unusually distinctive waterfront character for a DFW suburb; the opening of Grandscape — a 433-acre mixed-use destination anchored by Nebraska Furniture Mart and the Cosm dome venue — has permanently elevated its commercial footprint and drawn sustained residential demand in northern Denton County.
The loan has to fit the The Colony picture. A one-unit The Colony purchase conforms to $832,750 in 2026 — the national baseline Denton County runs on. For the typical The Colony purchase, $832,750 is headroom, not a hurdle — The Colony files keep conventional, FHA, and first-time-buyer open. Per FHFA’s 2026 schedule — we’ll check your exact numbers.
From Waterstone over to The Tribute, The Colony’s 39,000-plus residents sit within minutes of Frisco and Lewisville. Grandscape to the The Colony line — that’s ground we know well. The Colony buyers reach us from Waterstone, Castle Hills South, Heritage Lakes, and The Tribute — and from every block in between. From anywhere in The Colony, the whole process runs by phone and online — local The Colony market reads included, commute not required. We work 83 cities across Texas; The Colony gets the same discipline as all of them — verify the The Colony numbers, then shop the loan.
One file, many lenders, The Colony terms.
The Colony market knowledge
Waterstone, Castle Hills South, Heritage Lakes, over to Grandscape — The Colony's pockets price differently, and the right program follows the pocket.
First The Colony home help
Move-up, first-time-buyer, conventional carry most The Colony purchases — and we check every assistance program a The Colony file qualifies for.
Lenders shopped for you
A The Colony mortgage should be bid on. We take your The Colony file to many lenders and let the best terms win.
The owner, on your file
The owner — Esther Buede — is who The Colony buyers actually talk to, first call to funded loan.
Your loan, one named expert.
In The Colony, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Castle Hills South to all The Colony — to closing since 2005. Not a call center — one expert on your The Colony file. Meet the family behind CHM →
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
The right The Colony loan for your situation.
Demand around Grandscape keeps move-up activity steady in The Colony. The Colony work runs heaviest on move-up, first-time-buyer, conventional, arranged through our licensed partner-broker network — but the full menu stays open for The Colony files: conventional, VA, non-QM, and FHA. Start where it suits you: buying, refinancing, or testing the numbers — begin online or call (949) 522-7310.
And around The Colony: Frisco, Lewisville, Dallas are all in reach. See all Texas cities we serve →
For The Colony, TX: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve this area; we do not maintain a The Colony office.
The Colony questions we hear most.
How much can The Colony buyers borrow and stay conforming?
Think $832,750 for The Colony in 2026. Denton County follows the FHFA baseline, so a bigger The Colony loan means jumbo guidelines — we'll map your scenario either way.
I'm a first-time buyer in The Colony — where do I start?
The Colony first-timers usually land on conventional, move-up, first-time-buyer. We run the numbers on each for your The Colony budget and flag any assistance programs your file can claim.
Are certain The Colony neighborhoods outside your coverage?
We work The Colony citywide — Waterstone, Castle Hills South, Heritage Lakes, The Tribute included. Where in The Colony you buy doesn't change how hard we shop.
Can an out-of-state broker really cover The Colony, TX?
Your The Colony, TX loan is arranged through licensed partner brokers, with Choice Home Mortgage (California NMLS #2629064) coordinating the The Colony file and the lender shopping end to end.
What about the towns just past the The Colony line?
Of course: Frisco, Lewisville, Dallas run the same as The Colony files, with each area's numbers checked separately.
How does the process run for a The Colony buyer working with you?
No office needed. A The Colony file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering TX.
Ready for your The Colony address?
No call center — just Esther. We'll find what fits your The Colony purchase and do the The Colony lender legwork.