The Colony, TX
A better way to mortgage in The Colony, TX.
We put move-up, first-time-buyer, conventional to work for The Colony buyers — matched to your file, whether the address is Waterstone or anywhere else in The Colony.
Can Choice Home Mortgage help me buy a home in The Colony, TX?
Yes. Choice Home Mortgage helps The Colony buyers and homeowners through licensed partner brokers who handle the Texas licensing, while we coordinate the The Colony file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
For 2026, a one-unit The Colony home can carry a conforming loan of up to $832,750, the Denton County limit FHFA sets, and we check where your The Colony price falls before you write an offer. The whole process runs by phone and online.
The Colony prices, programs, and the path through.
The Colony occupies roughly 23 miles of Lewisville Lake shoreline across two peninsulas, an unusually distinctive waterfront character for a DFW suburb; the opening of Grandscape — a 433-acre mixed-use destination anchored by Nebraska Furniture Mart and the Cosm dome venue — has permanently elevated its commercial footprint and drawn sustained residential demand in northern Denton County.
The loan has to fit the The Colony picture. A one-unit The Colony purchase conforms to $832,750 in 2026 — the national baseline Denton County runs on. For the typical The Colony purchase, $832,750 is headroom, not a hurdle — The Colony files keep conventional, FHA, and first-time-buyer open. The Colony sits solidly middle-of-market as a price tier. Per FHFA’s 2026 schedule — we’ll check your exact numbers.
2026 loan limits checked against FHFA’s county file; this page was last updated October 5, 2026.
From Waterstone over to The Tribute, The Colony’s 39,000-plus residents sit within minutes of Frisco and Lewisville. Grandscape to the The Colony line — that’s ground we know well. The Colony buyers reach us from Waterstone, Castle Hills South, Heritage Lakes, and The Tribute — and from every block in between. From anywhere in The Colony, the whole process runs by phone and online — local The Colony market reads included, commute not required. We work 83 cities across Texas; The Colony gets the same discipline as all of them — verify the The Colony numbers, then shop the loan.
One file, many lenders, The Colony terms.
The Colony market knowledge
Waterstone, Castle Hills South, Heritage Lakes, over to Grandscape — The Colony's pockets price differently, and the right program follows the pocket.
First The Colony home help
Move-up, first-time-buyer, conventional carry most The Colony purchases — and we check every assistance program a The Colony file qualifies for.
Lenders shopped for you
A The Colony mortgage should be bid on. We take your The Colony file to many lenders and let the best terms win.
The owner, coordinating
Owner Esther Buede coordinates your The Colony loan personally, the named expert The Colony clients would find praised across our Google reviews.
Your loan, one named coordinator.
In The Colony, owner Esther Buede (individual NMLS #2003644) coordinates your loan personally with our licensed partner brokers, from Castle Hills South to every part of The Colony. Choice Home Mortgage has been closing loans since 2005. Meet the family behind CHM →
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
The right The Colony loan for your situation.
Demand around Grandscape keeps move-up activity steady in The Colony. The Colony work runs heaviest on move-up, first-time-buyer, conventional, arranged through our licensed partner-broker network — but the full menu stays open for The Colony files: conventional, VA, non-QM, and an FHA loan. Start where it suits you: buying, refinancing your mortgage, or testing the numbers — begin online or call (949) 522-7310.
The programs that come up most for The Colony buyers: conventional, move-up, first-time-buyer.
The Colony 1099 and business-owner borrowers get their own path here, qualifying on 1099 income instead of W-2s. Denton County’s 2026 conforming and FHA limits, by unit count are laid out in full if you’re comparing property types.
And around The Colony: Frisco, Lewisville, Dallas are all in reach. See all Texas cities we serve →
For The Colony, TX: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve this area; we do not maintain a The Colony office.
The Colony questions we hear most.
How much can The Colony buyers borrow and stay conforming?
Think $832,750 for The Colony in 2026. Denton County follows the FHFA baseline, so a bigger The Colony loan means jumbo guidelines — we'll map your scenario either way.
I'm a first-time buyer in The Colony — where do I start?
The Colony first-timers usually land on conventional, move-up, first-time-buyer. We run the numbers on each for your The Colony budget and flag any assistance programs your file can claim.
Are certain The Colony neighborhoods outside your coverage?
We work The Colony citywide — Waterstone, Castle Hills South, Heritage Lakes, The Tribute included. Where in The Colony you buy doesn't change how hard we shop.
Can an out-of-state broker really cover The Colony, TX?
Your The Colony, TX loan is arranged through licensed partner brokers, with Choice Home Mortgage (California NMLS #2629064) coordinating the The Colony file and the lender shopping end to end.
What about the towns just past the The Colony line?
Of course. A buyer comparing The Colony with Frisco, Lewisville and Dallas can keep one file with us; licensed partner brokers handle the Texas side, and we re-run the loan limits for whichever town the home is in.
How does the process run for a The Colony buyer working with you?
No office needed. A The Colony file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering TX.
Ready for your The Colony address?
No call center — just Esther. We'll find what fits your The Colony purchase and do the The Colony lender legwork.