The Colony, TX
Your The Colony, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for The Colony — clear guidance from pre-approval through closing.
How The Colony buyers get to the closing table.
The Colony occupies roughly 23 miles of Lewisville Lake shoreline across two peninsulas, an unusually distinctive waterfront character for a DFW suburb; the opening of Grandscape — a 433-acre mixed-use destination anchored by Nebraska Furniture Mart and the Cosm dome venue — has permanently elevated its commercial footprint and drawn sustained residential demand in northern Denton County.
That market shapes the loan. In Denton County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most The Colony purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and move-up options on the table. Limits per FHFA 2026; verify your scenario with us.
We work The Colony from the ground up — close to Grandscape. We finance homes across Waterstone, Castle Hills South, Heritage Lakes, and The Tribute — and every other corner of The Colony. Looking for a mortgage broker near you in The Colony? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
The Colony market knowledge
Near Grandscape, across Waterstone, Castle Hills South, Heritage Lakes — we know The Colony's neighborhoods, prices, and the programs that fit them.
First-time & assistance
The Colony buyers often start with conventional, move-up, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your The Colony file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your The Colony loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In The Colony, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
The Colony financing that fits the home and the borrower.
For The Colony we lean on conventional, move-up, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to The Colony, we also help buyers in Frisco, Lewisville, Dallas. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps The Colony, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a The Colony office.
The Colony mortgage questions, answered.
What's the 2026 conforming loan limit in The Colony?
In Denton County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in The Colony?
Most The Colony buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which The Colony neighborhoods do you serve?
We serve buyers across The Colony, including Waterstone, Castle Hills South, Heritage Lakes. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in The Colony, TX?
Yes. We help The Colony homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near The Colony?
Yes — we also work with buyers in nearby Frisco, Lewisville, Dallas. Same process, local loan-limit details for each.
Let's finance your The Colony home.
Straight answers on your The Colony options, and a broker who shops the whole market so you don't have to.