Service areas

Find your state, then your city.

Choice Home Mortgage is a family-owned broker serving homebuyers across 20 states. Pick your state below to see the cities we serve — each with its own loan limits and local programs.

How we work

A broker who shops the whole market for you.

We’ve been a family-owned mortgage broker since 2005. Because we’re a broker, not a bank, we aren’t tied to one institution’s rate sheet — we shop many lenders against each other and bring back the one that fits your file. Owner Esther Buede handles your loan personally, from the first call to the keys.

We’re licensed in California (NMLS #2629064, CA DRE #01822046) and work direct with California buyers. Beyond California, we help homebuyers in 19 more states through our licensed partner-broker network — so wherever you’re buying, you still get a broker shopping the market, not a single bank’s shelf.

20 states · 689+ cities

The states we serve.

Pick your state to see the cities we serve there. Each city page breaks down that city’s own county loan limit, real neighborhoods, and the loan programs that fit its market.

Licensed in California (NMLS #2629064, CA DRE #01822046). Out-of-state financing coordinated through licensed partner brokers. Equal Housing Opportunity.

Tell us where you're buying.

Your state, your city, your goal — buying, refinancing, or just exploring. One call with the owner, no queue, no pressure.