Loans
Our world class service begins with finding the right home loan program
VA Mortgage
VA Mortgages are home loans that are backed by the Department of Veteran Affairs. Eligible service members can often buy a home with little or no down payment. Choice Home Mortgage works with some of the Top VA lenders in the United States including Penny Mac.
Learn More →FHA Mortgage
An FHA Mortgage is a home loan that is insured by the Federal Housing Administration (FHA) FHA home loans are often using by first time home buyers because they allow for 3.5% down payments and typically slightly lower credit scores.
Learn More →ARM Mortgages
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
Learn More →Jumbo Mortgages
A jumbo loan is financing for a home that’s higher than the conventional limit. In 2021, the conventional loan limit is $548,250. Any loan higher than this amount requires jumbo financing or non-conforming
financing.
Non-QM Mortgages
Non-QM (non-qualified) mortgages are home loans designed for home buyers that cant always meet the stricter criteria of a qualified mortgage such as a conventional, FHA or VA mortgage.
Learn More →Conventional Mortgages
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the Federal Housing Administration (FHA) and issued by an FHA-approved lender. FHA loans are designed for low-to-moderate-income borrowers; they require a lower minimum down payment and lower credit scores than many conventional loans.
Learn More →Reverse Mortgage
A reverse mortgage is similar to a conventional mortgage in the sense that it allows homeowners to borrow money using their homes as security. Instead of having to make a mortgage payment each month the principal and interest are added to the loan amount.
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