ARM Mortgages

ARM Mortgages are adjustable-rate mortgage in which the interest rate varies over the life of the loan. With an ARM, the initial interest rate is typically fixed for a period of time. ARM’s are also known as Variable Rate Mortgages or floating mortgages.

ARM’s can be a good financial choice if you do not intend to keep the loan for a long period of time.
Both Freddie Mac and Fannie Mae offer ARM products. Adjustable-Rate Mortgages typically have lower
rates then comparable fixed rate mortgages.

ARM can be a good choice for homeowners and real estate investors that plan on keeping the loan for a
limited period of time. It is important to speak with a mortgage professional when considering an ARM
product to determine if it is a good fit for your unique situation.

Choice Home Mortgage has a variety of competitive ARM products through our large network of
wholesale lenders.

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CURRENT cash out REFINANCE RATES

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15 Year Fixed
4.32%RATE
4.53%APR
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30 Year Fixed
4.99%RATE
5.11%APR
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*Disclosures and Rate Assumptions

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