Client reviews
Real families, real outcomes.
The best measure of a mortgage broker is how clients feel when it's over. Here's what Orange County families say about working with Esther Buede and the Choice Home Mortgage team.
Trust earned one family at a time.
Since 2005, Choice Home Mortgage has been a family-owned Orange County broker — and the reviews below are all about one person at the heart of it: owner Esther Buede. Clients describe being taken “by the hand,” closing faster than they thought possible, and feeling genuinely cared for at every step. That’s the difference between a call-center loan and a loan handled by someone who knows your name.
These are the words of real clients. When you’re ready to write your own chapter, we’d be honored to help — whether you’re buying a home or refinancing the one you have.
“We recently purchased a home in Newport Beach using a DSCR loan, and what should have been an exciting experience almost turned into a nightmare. Just two weeks before closing, our original lender unexpectedly added a long list of fees that dramatically increased our closing costs. We were referred to Choice Home Mortgage, and although we weren't sure anyone could help that late in the process, they immediately stepped in with confidence. From our very first conversation, Greg Toussieng and Esther Buede were knowledgeable, responsive, honest, and incredibly professional. Their expertise with DSCR loans, investment property financing, and mortgage lending was obvious from day one. They worked tirelessly to move our loan through underwriting, kept us informed every step of the way, and not only closed our loan on time but also saved us over $100,000 compared to our previous lender. If you're looking for a mortgage broker in Newport Beach or anywhere in California who truly puts their clients first, I cannot recommend Choice Home Mortgage highly enough. Their communication, attention to detail, customer service, and ability to find the best mortgage solutions are second to none. They turned what could have been a financial disaster into an incredible success. Whether you need a DSCR loan, investment property loan, conventional mortgage, home purchase loan, or mortgage refinance, this is the team you want on your side. They have earned our trust and our business for life, and we will confidently recommend them to our friends, family, and fellow real estate investors. Thank you, Greg Toussieng and Esther Buede for making our dream of owning our Newport Beach home a reality! Kim”
“I was introduced to Greg Toussieng and Esther Buede at Choice Home Mortgage through a longtime friend and trusted business colleague, and I'm incredibly grateful that I was. At the time, I was only about two weeks away from closing on an investment property using a DSCR loan. To make matters even more stressful, I already had $100,000 released from escrow to the seller, so if I didn't close on time, I stood to lose a significant amount of money. When I first spoke with Greg, he simply said, "Let me run the numbers." Honestly, what he came back with almost sounded too good to be true. Not only was he confident that they could close within my extremely tight deadline, but he also showed me a way to save over $100,000 in fees and interest over the first 24 months of the loan compared to the lender I was already using. I was skeptical at first because my previous loan was with one of the largest and most well-known mortgage lenders in Orange County. I assumed I already had a very competitive deal. Thankfully, I gave Greg and Esther the opportunity to prove themselves. Esther absolutely crushed it. She was organized, proactive, and constantly one step ahead throughout the entire process. In fact, by the time I had completed everything on my end, she was already waiting on me because she had everything else prepared for closing. The communication was outstanding, the process was smooth, and they delivered exactly what they promised. Closing on time wasn't just important—it was critical. Greg and Esther not only saved the transaction, but they also saved me an incredible amount of money. Their honesty, knowledge, responsiveness, and ability to perform under pressure are second to none. If you're purchasing a home, refinancing, or especially looking for a DSCR or investment property loan, do yourself a favor and call Choice Home Mortgage before you commit to anyone else. Greg Toussieng and Esther Buede have earned my trust, my business, and my highest recommendation. They have a client for life. Kindest Regards, Patrick Lustig”
“As the owner of Seek First Homes, I’ve had the opportunity to work with many lenders over the years, and Choice Home Mortgage has consistently been one of the best. Greg and Esther bring a level of experience, professionalism, and problem solving that is hard to find in today’s lending environment. No matter how simple or complex the situation, they always find a way to get the job done while keeping clients informed and comfortable throughout the process. What I appreciate most is their honesty, communication, and commitment to doing what’s right for the client. They don’t just close loans.. they build relationships and truly care about the families they serve. If you’re looking for a mortgage company that combines expertise, integrity, and exceptional customer service, I highly recommend Choice Home Mortgage. They are a trusted partner and a company I confidently refer clients to every chance I get.”
“We had the pleasure of working again with Esther and Choice Home Mortgage to refinance into an FHA Streamline loan. Esther made this transition so smooth and seamless for us. This team is is amazing and we could not have chosen a better partner in the journey!”
“Communication was prompt and understanding. Esther took it upon herself to make sure we had everything we needed to complete the process.”
“Where do I begin! Esther Buede was a breathe of fresh air to work with from starting to the finish line! Every need that had to be met to ensure that I acquired the financing for my home was achieved in full . She is a great example of good character and going above and beyond what is required for someone in her line of work. She is the real estate broker champion anyone would want in their corner! I only have great thanks and appreciation for her work ethic and determination. job well done!”
“I am a repeat customer. The service is spectacular. I was bogged down with a realtor who had local lenders getting nowhere. I called Esther at choice home mortgage. She got me through a very complex process of providing documentation in record time of one week from initial application, documentation explanation of unique circumstances through the whole underwriting process. Her patience, kindness, compassion, and personal touch are matched by her in depth knowledge of the lending industry as well as the real estate industry. Her motto should be if you want the best, forget the rest!”
“"Earlier this year, Choice Home Mortgage truly exceeded our expectations. They helped us fast, making the entire process smooth and stress-free. We are incredibly happy with the services provided! Special thanks to the loan team—Ronald Nadelberg, Gregory Toussieng, and Esther Buede—for their hard work and professionalism throughout the process. Their dedication and expertise made all the difference, and we couldn’t be more pleased with the outcome. Highly recommend Choice Home Mortgage to anyone looking for top-notch service!" Watson”
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
“She was sincere. Got me processed and funded in 20 days. I felt taken care of every step of the way.”
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
“Esther is amazing, very knowledgeable. She made the loan process fast and easy.”
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