Real families, real outcomes.

“We have worked with Esther Buede and Choice Home Mortgage multiple times, and once again, Esther exceeded our expectations! This time, she helped us with a DSCR refinance on our investment property, securing us a great low rate and getting the loan closed in just 3 weeks. She also helped us with a HELOC on our primary residence, which we were able to close in only 2 weeks! Esther is incredibly quick, efficient, knowledgeable, and responsive. Her communication truly cannot be beat. She knows the mortgage industry inside and out and made both transactions feel easy and stress-free from beginning to end. If you are looking for a mortgage broker in Orange County or Los Angeles County, especially for an investment property, DSCR loan, refinance, or HELOC, we highly recommend Esther Buede and Choice Home Mortgage. Their customer service is amazing, and everything went so smoothly. We wouldn’t hesitate to work with Esther again and highly recommend her to anyone looking for a knowledgeable, trustworthy, and responsive mortgage professional! Warm regards, Robert Pelletier”

“My wife and I had an incredible experience working with Greg Toussieng and Gregory James Group to sell our home in Yorba Linda, California, and with Esther Buede and Choice Home Mortgage on the buyer’s financing. From the beginning, I told Greg that we wanted a more private, quick home sale with as few showings as possible, but we still wanted to get top dollar for our Yorba Linda home. Greg recommended a pricing and marketing strategy that initially made me nervous — listing our home approximately $300,000 below what we believed the market value to be. He explained that the first week on the market was critical and that pricing it this way, combined with his marketing plan, would create maximum attention and competition immediately rather than letting the property sit on the market. I was reluctant, but I trusted Greg’s experience. He was absolutely right. Within just a few days, we were in escrow for approximately $300,000 OVER our asking price, and the entire transaction closed in less than 30 days. Another huge part of the success was Greg’s wife, Esther Buede with Choice Home Mortgage. The buyer already had another mortgage lender, but Esther was able to get them a significantly better interest rate and had their loan ready to close in only two weeks. The buyer and their real estate agent were both blown away by the rate, service, and speed Esther delivered. Having Greg and Esther working together was a huge advantage. Greg handled the real estate marketing, negotiations, and sale while Esther and Choice Home Mortgage made sure the buyer’s financing was solid and ready to close. Greg had a strategy, explained exactly why he believed it would work, and then delivered exactly what he promised. The results exceeded both my wife’s and my expectations. If you are looking for a real estate agent in Yorba Linda or Orange County to sell your home, I highly recommend Greg Toussieng and Gregory James Group. If you are looking for a mortgage broker or home loan, I would equally recommend Esther Buede and Choice Home Mortgage. This team completely blew us away. We couldn't have asked for a better result or experience.”

“I am a repeat customer. The service is spectacular. I was bogged down with a realtor who had local lenders getting nowhere. I called Esther at choice home mortgage. She got me through a very complex process of providing documentation in record time of one week from initial application, documentation explanation of unique circumstances through the whole underwriting process. Her patience, kindness, compassion, and personal touch are matched by her in depth knowledge of the lending industry as well as the real estate industry. Iam incredible gratefulto Esther Buede and Greg Toussieng for helping us accomplish what we thought wasn't possible. Their knowledge, responsiveness, integrity and exceptional customer service exceeded every expectations. I definitely use Choice Home Mortgage again for future financing needs and confidently recommend them to anyone looking for one of the best mortgage companies in California.”

“We recently purchased a home in Newport Beach using a DSCR loan, and what should have been an exciting experience almost turned into a nightmare. Just two weeks before closing, our original lender unexpectedly added a long list of fees that dramatically increased our closing costs. We were referred to Choice Home Mortgage, and although we weren't sure anyone could help that late in the process, they immediately stepped in with confidence. From our very first conversation, Greg Toussieng and Esther Buede were knowledgeable, responsive, honest, and incredibly professional. Their expertise with DSCR loans, investment property financing, and mortgage lending was obvious from day one. They worked tirelessly to move our loan through underwriting, kept us informed every step of the way, and not only closed our loan on time but also saved us over $100,000 compared to our previous lender. If you're looking for a mortgage broker in Newport Beach or anywhere in California who truly puts their clients first, I cannot recommend Choice Home Mortgage highly enough. Their communication, attention to detail, customer service, and ability to find the best mortgage solutions are second to none. They turned what could have been a financial disaster into an incredible success. Whether you need a DSCR loan, investment property loan, conventional mortgage, home purchase loan, or mortgage refinance, this is the team you want on your side. They have earned our trust and our business for life, and we will confidently recommend them to our friends, family, and fellow real estate investors. Thank you, Greg Toussieng and Esther Buede for making our dream of owning our Newport Beach home a reality! Kim”

“I was introduced to Greg Toussieng and Esther Buede at Choice Home Mortgage through a longtime friend and trusted business colleague, and I'm incredibly grateful that I was. At the time, I was only about two weeks away from closing on an investment property using a DSCR loan. To make matters even more stressful, I already had $100,000 released from escrow to the seller, so if I didn't close on time, I stood to lose a significant amount of money. When I first spoke with Greg, he simply said, "Let me run the numbers." Honestly, what he came back with almost sounded too good to be true. Not only was he confident that they could close within my extremely tight deadline, but he also showed me a way to save over $100,000 in fees and interest over the first 24 months of the loan compared to the lender I was already using. I was skeptical at first because my previous loan was with one of the largest and most well-known mortgage lenders in Orange County. I assumed I already had a very competitive deal. Thankfully, I gave Greg and Esther the opportunity to prove themselves. Esther absolutely crushed it. She was organized, proactive, and constantly one step ahead throughout the entire process. In fact, by the time I had completed everything on my end, she was already waiting on me because she had everything else prepared for closing. The communication was outstanding, the process was smooth, and they delivered exactly what they promised. Closing on time wasn't just important—it was critical. Greg and Esther not only saved the transaction, but they also saved me an incredible amount of money. Their honesty, knowledge, responsiveness, and ability to perform under pressure are second to none. If you're purchasing a home, refinancing, or especially looking for a DSCR or investment property loan, do yourself a favor and call Choice Home Mortgage before you commit to anyone else. Greg Toussieng and Esther Buede have earned my trust, my business, and my highest recommendation. They have a client for life. Kindest Regards, Patrick Lustig”

“We had the pleasure of working again with Esther and Choice Home Mortgage to refinance into an FHA Streamline loan. Esther made this transition so smooth and seamless for us. This team is is amazing and we could not have chosen a better partner in the journey!”

“Communication was prompt and understanding. Esther took it upon herself to make sure we had everything we needed to complete the process.”

“Where do I begin! Esther Buede was a breathe of fresh air to work with from starting to the finish line! Every need that had to be met to ensure that I acquired the financing for my home was achieved in full . She is a great example of good character and going above and beyond what is required for someone in her line of work. She is the real estate broker champion anyone would want in their corner! I only have great thanks and appreciation for her work ethic and determination. job well done!”

“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”

“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”

“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”

“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”

“She was sincere. Got me processed and funded in 20 days. I felt taken care of every step of the way.”

“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”

“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”

“Esther is amazing, very knowledgeable. She made the loan process fast and easy.”