VA Mortgages

VA Mortgages are home loans that are backed by the Department of Veteran Affairs.

Eligible service members can often buy a home with little or no down payment. Choice Home Mortgage works with some of the Top VA lenders in the United States including Penny Mac. VA loans also do not require mortgage insurance.

In some cases, there may be a funding fee associated with a VA loan. The VA funding fee is a one-time
payment that either veterans, service members, or survivors might pay on a VA home loan.

This helps to lower costs for taxpayers by making the program more affordable without any down
payments and monthly mortgage insurance fees!