FHA Mortgage

An FHA Mortgage is a home loan that is insured by the Federal Housing Administration (FHA) FHA home loans are often using by first time home buyers because they allow for 3.5% down payments and typically slightly lower credit scores.

The downside to FHA loans is that borrowers must pay mortgage insurance which protect the lender if
the borrower defaults.

FHA Loan Requirements

Credit Score: 580+
Down Payment: 3.5%
Debt to Income: Under 50%

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CURRENT REFINANCE RATES

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Don't Wait! Rates May Not Stay This Low!

15 Year Fixed
1.99 % RATE
2.38 % APR
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30 Year Fixed
2.69%RATE
2.82%APR
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*Disclosures and Rate Assumptions

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