Los Angeles, CA
Los Angeles home loans, built for Los Angeles's market.
The right Los Angeles loan respects Los Angeles prices — high-balance, jumbo, refinance — structured for Silver Lake and every Los Angeles block from day one.
Who can help me get a mortgage in Los Angeles, CA?
Choice Home Mortgage arranges home loans for Los Angeles buyers and homeowners. We are a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046), family-owned since 2005, and owner Esther Buede works every Los Angeles file from the first call to closing.
The 2026 conforming limit for a one-unit Los Angeles home is $1,249,125 (Los Angeles County, per FHFA). We start every Los Angeles file by placing the price against that number, then handle the application, documents and updates by phone and online.
Inside the Los Angeles mortgage market.
Los Angeles runs among the most expensive housing markets in the country, with many neighborhoods well into the $1M+ range; demand is persistent from entertainment, tech, and finance, but affordability pressure keeps first-time-buyer competition intense.
Those Los Angeles realities set the strategy. For a Los Angeles one-unit home, the 2026 conforming line sits at $1,249,125 — high-cost-area room for Los Angeles buyers. So many Los Angeles buyers use high-balance or jumbo financing — knowing where a Los Angeles purchase lands against that $1,249,125 line is half the work. As a market, Los Angeles runs among the priciest in California — consistent with Los Angeles County’s high-cost status. Source: FHFA 2026 limits. We’ll verify your numbers.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
From Silver Lake over to Venice, Los Angeles’s 3.9 million residents sit within minutes of Huntington Park and South Gate. Our Los Angeles knowledge is street-level — the area around Griffith Observatory and the Hollywood Sign included. We finance homes across Silver Lake, Echo Park, Los Feliz, and Venice — and every other corner of Los Angeles. If you’re in Los Angeles hunting for a nearby broker: we work Los Angeles loans by phone and online, Los Angeles knowledge included.
What you get with a local broker.
Los Angeles market knowledge
Near Griffith Observatory and the Hollywood Sign, across Silver Lake, Echo Park, Los Feliz — we know how Los Angeles prices and programs actually work.
High-balance & jumbo ready
Price tags in Los Angeles sit at the top of the California market, so we build jumbo, high-balance strategies sized to Los Angeles.
Lenders shopped for you
Los Angeles loans here go to whichever lender earns them — we shop the Los Angeles file wide.
Owner-handled
Esther Buede — the owner — works your Los Angeles loan start to finish; our Google reviews show Los Angeles buyers why that matters.
The owner works your file. Personally.
In Los Angeles, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Echo Park to all Los Angeles — to closing. Not a call center — one expert on your Los Angeles file. Choice Home Mortgage has been a family brokerage since 2005. Meet the family behind CHM →
“Esther is amazing, very knowledgeable. She made the loan process fast and easy.”
Los Angeles financing that fits the home and the borrower.
Near Griffith Observatory and the Hollywood Sign, jumbo files are a Los Angeles staple for us. For Los Angeles we lean on jumbo, high-balance — but whatever fits your Los Angeles file, we shop it: conventional, jumbo, VA, non-QM, and an FHA loan. Any starting point works: buying, exploring a refinance, or simply exploring — apply online or call (949) 522-7310.
Los Angeles files here lean on jumbo, high-balance.
First home in Los Angeles? See which down-payment assistance is actually real in 2026 — CalHFA’s help applies to Los Angeles buyers too.
Self-employed in Los Angeles? We also work with self-employed borrowers — 1099 income included, plus no-income investor financing for Los Angeles investors. Los Angeles County’s 2026 conforming and FHA limits, by unit count are laid out in full if you’re comparing property types. For the county-level view, including which loans fit Los Angeles County prices, see our Los Angeles County page.
Close to Los Angeles, we also help buyers in Huntington Park, South Gate, Bell Gardens. Browse our California service areas →
Choice Home Mortgage is a licensed California mortgage broker serving Los Angeles — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Los Angeles mortgage questions, answered.
How high can a conforming loan go in Los Angeles?
A conforming loan on a one-unit Los Angeles home can go up to $1,249,125 in 2026, which is FHFA's limit for Los Angeles County. Because Los Angeles County is high-cost, its limit sits above the $832,750 national baseline; a loan in that gap is called high-balance and is still conforming.
Is a jumbo loan the norm for Los Angeles purchases?
The loan amount decides it: a Los Angeles loan above $1,249,125 is jumbo, and at or below that figure it stays conforming. High-balance conforming covers loans from $832,750 up to $1,249,125 in Los Angeles County. Your file goes to many lenders, and you see their offers side by side.
Do you cover all of Los Angeles?
Yes, we cover all of Los Angeles, including Silver Lake, Echo Park, Los Feliz and Venice. What changes from one neighborhood to the next is the price and the appraisal, since the appraiser compares recent sales nearby. A Silver Lake address and a Venice address get the same lender shopping from us.
Can you handle my Los Angeles purchase remotely?
Yes. A Los Angeles purchase runs by phone and online, and owner Esther Buede handles the file from application to closing. We are a family-owned California mortgage broker (NMLS #2629064, CA DRE #01822046), and we compare many lenders on every loan. For a one-unit home in Los Angeles County, the 2026 conforming limit is $1,249,125.
Do you serve areas near Los Angeles?
Yes. Besides Los Angeles, we also arrange loans in Huntington Park, South Gate and Bell Gardens. Every address is checked against its own county's 2026 limit before we quote. Choice Home Mortgage arranges those loans as a licensed California broker, the same way as a Los Angeles file.
Ready for your Los Angeles address?
Straight answers on your Los Angeles options, and a broker shopping the whole market for Los Angeles buyers like you.