Pasadena, CA
Pasadena home loans, built for Pasadena's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Pasadena's price points — not a one-size template.
Pasadena home loans, the honest version.
Pasadena’s position at the base of the San Gabriel Mountains gives it a distinct identity within LA County — the Rose Bowl, Arroyo Seco, and Norton Simon Museum are not replicable; Caltech, JPL, and biotech and engineering employers provide a recession-resistant professional demand base.
That market shapes the loan. Because Los Angeles County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Pasadena buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Pasadena from the ground up — close to the Rose Bowl Stadium. We finance homes across Bungalow Heaven, Old Pasadena, Oak Knoll, and Linda Vista — and every other corner of Pasadena. Looking for a mortgage broker near you in Pasadena? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pasadena market knowledge
Near the Rose Bowl Stadium, across Bungalow Heaven, Old Pasadena, Oak Knoll — we know how Pasadena prices and programs actually work.
High-balance & jumbo ready
Pasadena runs above the national norm — we structure jumbo, high-balance financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Pasadena file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Pasadena loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pasadena, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Matched to your Pasadena purchase, not a template.
For Pasadena we lean on jumbo, high-balance — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pasadena, we also help buyers in San Gabriel, Alhambra, Rosemead. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Pasadena mortgage questions, answered.
What's the 2026 conforming loan limit in Pasadena?
In Los Angeles County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Pasadena?
Not always. Many Pasadena homes can be financed with high-balance conforming loans up to $1,249,125 before a true jumbo is needed. We'll tell you which fits your price point.
Which Pasadena neighborhoods do you serve?
We serve buyers across Pasadena, including Bungalow Heaven, Old Pasadena, Oak Knoll. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Pasadena?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Pasadena and the surrounding area.
Do you serve areas near Pasadena?
Yes — we also work with buyers in nearby San Gabriel, Alhambra, Rosemead. Same process, local loan-limit details for each.
Let's finance your Pasadena home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Pasadena purchase and shop the lenders for you.