Non-QM Mortgages
Non-QM (non-qualified) mortgages are home loans designed for home buyers that cant always meet the stricter criteria of a qualified mortgage such as a conventional, FHA or VA mortgage.
Non QM mortgages are often times used by self employed business owners that many times have tax write offs that offset their earnings each year, making it difficult to qualify for a conventional or government backed mortgage.
Non-QM is also a great product for real estate investor and developers. Choice Home Mortgage has extensive experience with Non QM and Non-Conventional Mortgages including loans up to 5M+
