No Income Real Estate Investment Loans
These no-income loans are designed for real estate investors.
Here is how it works.
We can use either your current rental income or the market-rate rental income for the property.
✅ Credit score over 620
✅ Loan to value up to 80%
✅ Rental income to qualify
No tax returns, W2s, or pay stubs are needed!
That’s it, quick approval and fast processing times.
- Investment Purchases using 1007/Comparable Rent Schedule for income
- Rate and term refinance (get rid of that high-interest hard money loan)
- Cash-out refinance (use the money for your next investment)
Click Apply Now to run a scenario by our desk or email us at loans@choicehm.com
No Income Real Estate Investment Loans |
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DSCR Loan |
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Loan Amounts | $200,000 – 3M+ |
Fico Score | 620+ |
LTV | < 80% |
Income | Rental Income to Qualify (No W2s, Tax Returns, Pay Stubs, etc.) |
Rates | 3.5%-6% |
Pre-Pay Penalty | Flexible 0-5 Years |