Lending partner · Non-QM
Fund Loans — flexible-doc lending we can access.
Fund Loans is one of the wholesale non-QM lenders we have access to as a broker. When standard guidelines don't fit, we can shop programs like theirs for your file.
A non-QM lender for borrowers who don't fit the standard box.
Fund Loans is known as a non-QM (non-qualified mortgage) lender, focused on flexible-documentation programs for borrowers whose income or situation falls outside standard conventional guidelines.
That fills a real gap. Self-employed borrowers, investors, and others with non-traditional income are often well-qualified but get turned away by conventional underwriting because the paperwork doesn’t fit. Non-QM lenders look at qualifying differently. Because Choice Home Mortgage is a broker, not a bank, we can route your file to a non-QM specialist like Fund Loans when that’s the right fit — alongside the many other lenders we shop.
The point isn’t one lender’s name — it’s that we have access to lenders like Fund Loans and we match the borrower to the lender. Wondering whether a non-QM loan fits you? Start here and we’ll review it honestly.
Fund Loans & non-QM, answered.
What kind of lender is Fund Loans?
Fund Loans is known as a non-QM (non-qualified mortgage) lender, focused on flexible-documentation programs for borrowers whose income or situation falls outside standard conventional guidelines. As a broker, we can place your file with them when their programs are the right match.
Who is a non-QM loan for?
Non-QM loans often fit self-employed borrowers, investors, and others whose income doesn't fit standard W-2 documentation. They look at qualifying differently than a conventional loan. We'll review your full picture and tell you honestly whether a non-QM lender like Fund Loans is your best path.
Do I deal with Fund Loans myself?
No — you work with us. Choice Home Mortgage handles the file and shops your loan among many lenders, including non-QM specialists like Fund Loans. You get one owner, Esther Buede, guiding the whole process instead of cold-calling lenders yourself.
Outside the box? We have a lender for that.
Non-traditional income doesn't mean no loan. One honest call with the owner and we'll shop the right non-QM lenders for your file.