Frisco, TX
Serious Frisco homes, financing to match.
From Phillips Creek Ranch across Frisco, higher price points meet financing built for them — high-balance, jumbo, move-up — matched to your Frisco file.
How Frisco buyers reach closing in Frisco.
Frisco hosts major corporate campuses including Toyota North America’s headquarters and ranks among the fastest-growing cities in the nation, driven by top-rated schools and master-planned infrastructure north of Dallas; its buyer pool skews dual-income professional households.
So the Frisco strategy starts with the market, not the rate sheet. Frisco’s 2026 conforming ceiling is $832,750, the baseline figure Collin County shares with most of the country. For the typical Frisco purchase, $832,750 is headroom, not a hurdle — Frisco files keep conventional, FHA, and first-time-buyer open. FHFA 2026 figures; your scenario gets verified before anything else.
Roughly 136,000-plus people call Frisco home, spread from Phillips Creek Ranch to The Hills at Kingswood, with The Colony and Plano minutes away. Frisco isn’t an abstraction to us — we know it down to The Star in Frisco (Dallas Cowboys HQ). From Phillips Creek Ranch, Starwood, Stonebriar, and The Hills at Kingswood to everywhere else on the Frisco map — the financing reaches all of it. Typing “broker near me” somewhere in Frisco? Phone and online is how Frisco files run here — the local read on Frisco comes with it. We work 83 cities across Texas; Frisco gets the same discipline as all of them — verify the Frisco numbers, then shop the loan.
How Frisco buyers come out ahead.
Frisco know-how
We know where Frisco values run hot — Phillips Creek Ranch, Starwood, Stonebriar, out to The Star in Frisco (Dallas Cowboys HQ) — and which programs fit each pocket.
Move-up & jumbo ready
Price tags in Frisco sit above the national norm, so we build jumbo, high-balance, conventional strategies sized to Frisco.
We shop; you choose
Instead of one bank's rates, your Frisco application sees many lenders — that's the whole point of a broker in Frisco.
The owner, on your file
Your Frisco file is handled by owner Esther Buede herself — in Frisco or The Colony, hers is the name buyers recognize from our reviews.
Your loan, one named expert.
Owner Esther Buede (individual NMLS #2003644) has closed loans since 2005, and in Frisco she’s the one on your file — Starwood or anywhere on the Frisco map, first call through keys. Meet the family behind CHM →
“Esther Buede was a breathe of fresh air to work with from starting to the finish line!”
Matched to your Frisco purchase, not a template.
Jumbo work anchors our Frisco lending, with The Star in Frisco (Dallas Cowboys HQ) part of the pull. Through licensed partner brokers, Frisco buyers lean on jumbo, high-balance, conventional most — and whatever else the Frisco numbers call for: conventional, non-QM, VA, and FHA. Start where it suits you: buying, refinancing, or testing the numbers — apply online or call (949) 522-7310.
Close to Frisco, we also help buyers in The Colony, Plano, Dallas. More Texas cities we work in →
Working with Frisco, TX buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We serve Frisco remotely; there is no local Frisco office.
Frisco home-loan questions, straight answers.
What's the 2026 conforming loan limit in Frisco?
$832,750 is the 2026 line for Frisco: at or under it, a Frisco loan stays conforming; over it, jumbo rules take the file. Per FHFA — we'll confirm yours.
Does a Frisco purchase price mean jumbo paperwork?
It's common. Frisco price points regularly call for jumbo or high-balance structure, so we size the Frisco loan to the contract and put the right lenders in competition for it.
What parts of Frisco do you work in?
We work Frisco citywide — Phillips Creek Ranch, Starwood, Stonebriar, The Hills at Kingswood included. Where in Frisco you buy doesn't change how hard we shop.
Can Choice Home Mortgage help me buy in Frisco, TX?
We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Frisco, TX file so Frisco buyers still get many lenders shopped.
I'm shopping Frisco and the next town over — covered?
Covered — The Colony, Plano, Dallas all run the same play as Frisco, with each county's own limit checked before anything is quoted.
How do we work together on a Frisco purchase?
From Frisco it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the TX licensing side; you never sit in a lobby.
Your Frisco keys are the goal.
Bring the Frisco address or just the idea — we'll match the program and shop lenders for your Frisco loan.