Dallas, TX
Your Dallas, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Dallas — clear guidance from pre-approval through closing.
Inside the Dallas mortgage market.
Dallas offers strong value versus coastal metros and attracts major corporate relocations in finance, tech, and logistics that sustain mid-to-upper-tier demand.
That market shapes the loan. In Dallas County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Dallas purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Dallas from the ground up — close to Reunion Tower and the Dallas skyline. We finance homes across Uptown, Deep Ellum, Oak Cliff, and Bishop Arts District — and every other corner of Dallas. Looking for a mortgage broker near you in Dallas? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Dallas market knowledge
Near Reunion Tower and the Dallas skyline, across Uptown, Deep Ellum, Oak Cliff — we know Dallas's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Dallas buyers often start with conventional, FHA, jumbo for Park Cities — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Dallas file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Dallas loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Dallas, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Built around your Dallas home, not a shelf product.
For Dallas we lean on conventional, FHA, jumbo for Park Cities through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Dallas, we also help buyers in Richardson, Plano, Carrollton. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Dallas, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Dallas office.
Dallas mortgage questions, answered.
What's the 2026 conforming loan limit in Dallas?
In Dallas County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Dallas?
Most Dallas buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Dallas neighborhoods do you serve?
We serve buyers across Dallas, including Uptown, Deep Ellum, Oak Cliff. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Dallas, TX?
Yes. We help Dallas homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Dallas?
Yes — we also work with buyers in nearby Richardson, Plano, Carrollton. Same process, local loan-limit details for each.
Let's finance your Dallas home.
No call center — just Esther. We'll find the program that fits your Dallas purchase and do the lender legwork.