Dallas, TX
Your Dallas, TX mortgage, done right.
Your Dallas purchase, financed on your terms — conventional, FHA, jumbo for Park Cities — with the Dallas legwork handled from Uptown on out.
Dallas home loans, the honest version.
Dallas offers strong value versus coastal metros and attracts major corporate relocations in finance, tech, and logistics that sustain mid-to-upper-tier demand.
Every Dallas loan starts from that reality. Dallas follows Dallas County’s national-baseline limit for 2026: $832,750 on a one-unit Dallas home. That $832,750 ceiling covers most Dallas price points — conventional, FHA, first-time-buyer all stay on the Dallas table. Limits per FHFA 2026; verify your scenario with us.
Roughly 1.3 million people call Dallas home, spread from Uptown to Bishop Arts District, with Richardson and Plano minutes away. Dallas detail matters to us — Reunion Tower and the Dallas skyline and the streets that feed it included. Whether the address is in Uptown, Deep Ellum, Oak Cliff, and Bishop Arts District or another Dallas pocket entirely, the financing follows. If you’re in Dallas hunting for a nearby broker: we work Dallas loans by phone and online, Dallas knowledge included. Of the 83 Texas cities we serve, Dallas plays by its own numbers — that’s the point: the Dallas file, not a state template.
How we work Dallas loans.
Dallas know-how
Every Dallas neighborhood has its own math — Uptown, Deep Ellum, Oak Cliff included — and we read it street by street, Reunion Tower and the Dallas skyline and all.
First Dallas home help
The Dallas starting lineup is usually conventional, FHA, jumbo for Park Cities; we add whichever down-payment help your Dallas budget is eligible for.
We shop; you choose
Dallas loans here go to whichever lender earns them — we shop the Dallas file wide.
Owner-handled
Owner Esther Buede guides your Dallas loan personally — the named expert Dallas clients would find praised across our Google reviews.
The owner works your file. Personally.
In Dallas, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Deep Ellum to all Dallas — to closing since 2005. Not a call center — one expert on your Dallas file. Meet the family behind CHM →
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
Built around your Dallas home, not a shelf product.
Dallas keeps us busy with conventional files — the draw of Reunion Tower and the Dallas skyline doesn’t hurt. For Dallas we lean on conventional, FHA, jumbo for Park Cities through our licensed partner-broker network — but whatever fits your Dallas file, we shop it: conventional, non-QM, FHA, and VA. Jump in at any stage: buying, refinancing, or just running numbers — start your application here or call (949) 522-7310.
The same coverage rings Dallas: Richardson, Plano, Carrollton included. All our Texas coverage, city by city →
Working with Dallas, TX buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We serve Dallas remotely; there is no local Dallas office.
Dallas questions we hear most.
What's the 2026 conforming loan limit in Dallas?
Dallas follows the $832,750 national baseline for 2026; a bigger Dallas loan goes jumbo. FHFA-published — we'll check your exact numbers.
What loans help first-time buyers in Dallas?
Most first-time Dallas buyers start with conventional, FHA, jumbo for Park Cities — and we check which assistance fits your Dallas purchase before you commit.
Do you cover all of Dallas?
We work Dallas citywide — Uptown, Deep Ellum, Oak Cliff, Bishop Arts District included. Where in Dallas you buy doesn't change how hard we shop.
Do you work with Dallas, TX buyers?
We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Dallas, TX file so Dallas buyers still get many lenders shopped.
What about the towns just past the Dallas line?
Richardson, Plano, Carrollton — all covered alongside Dallas, each with its own limit details worked in.
What does the mortgage process look like from Dallas?
From Dallas it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the TX licensing side; you never sit in a lobby.
Start your Dallas loan today.
Tell us where in Dallas you're headed — the program match and the Dallas lender legwork are on us.