Plano, TX
Plano, TX home loans, built for Plano's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Plano's price points — not a one-size template.
How Plano buyers get to the closing table.
Plano is a corporate hub within Dallas-Fort Worth, anchored by major headquarters and a highly educated workforce; demand is driven by top-rated public schools and sustains above-average values.
That market shapes the loan. In Collin County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Plano purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo for upper tier options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Plano from the ground up — close to the Legacy West district. We finance homes across Historic Downtown Plano, Legacy West, West Plano, and East Plano — and every other corner of Plano. Looking for a mortgage broker near you in Plano? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Plano market knowledge
Near the Legacy West district, across Historic Downtown Plano, Legacy West, West Plano — we know how Plano prices and programs actually work.
Move-up & jumbo ready
Plano runs above the national norm — we structure conventional, jumbo for upper tier financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Plano file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Plano loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Plano, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Plano financing that fits the home and the borrower.
For Plano we lean on conventional, jumbo for upper tier through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Plano, we also help buyers in Dallas, Allen, Richardson. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Plano, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Plano office.
Plano mortgage questions, answered.
What's the 2026 conforming loan limit in Plano?
In Collin County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Plano?
Not always. Many Plano homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Plano neighborhoods do you serve?
We serve buyers across Plano, including Historic Downtown Plano, Legacy West, West Plano. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Plano, TX?
Yes. We help Plano homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Plano?
Yes — we also work with buyers in nearby Dallas, Allen, Richardson. Same process, local loan-limit details for each.
Let's finance your Plano home.
Straight answers on your Plano options, and a broker who shops the whole market so you don't have to.