Plano, TX
Plano, TX financing that matches Plano prices.
In Plano, the loan has to keep up with the price — high-balance, jumbo, move-up — and ours are built from real Plano numbers, Historic Downtown Plano outward.
The Plano market, read honestly.
Plano is a corporate hub within Dallas-Fort Worth, anchored by major headquarters and a highly educated workforce; demand is driven by top-rated public schools and sustains above-average values.
Those Plano realities set the strategy. The 2026 conforming number for Plano buyers in Collin County is $832,750 — the baseline every Plano file starts from. That $832,750 ceiling covers most Plano price points — conventional, FHA, first-time-buyer all stay on the Plano table. Per FHFA’s 2026 schedule — we’ll check your exact numbers.
Plano holds 274,000-plus residents across pockets like Historic Downtown Plano and East Plano, with Dallas and Allen right next door. The Legacy West district to the Plano line — that’s ground we know well. Name the Plano neighborhood — Historic Downtown Plano, Legacy West, West Plano, and East Plano or beyond — and we finance there. “Mortgage broker near me” in Plano usually means the closest office — we skip the office and bring Plano-level help by phone and online instead. Of the 83 Texas cities we serve, Plano plays by its own numbers — that’s the point: the Plano file, not a state template.
Plano deserves a real broker.
Plano, block by block
Historic Downtown Plano, Legacy West, West Plano — every Plano pocket prices its own way, and the blocks near the Legacy West district prove it. We match the program to the pocket.
Move-up & jumbo ready
Price tags in Plano sit above the national norm, so we build jumbo for upper tier, conventional strategies sized to Plano.
Many lenders, one file
Many lenders bid on each Plano file we bring them — Plano buyers never shop one shelf.
Direct to the owner
No hand-offs on Plano loans: owner Esther Buede works the file personally, the way our reviews describe.
One expert on the Plano file, start to keys.
Every Plano file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Plano plans — Legacy West or anywhere Plano — and your name from the first call. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Programs shaped to Plano price tags.
Plano’s pull — think the Legacy West district — keeps jumbo for upper tier work coming. Most Plano files start at jumbo for upper tier, conventional (via our licensed partner-broker network) and branch from there — every option gets a look: non-QM, FHA, conventional, and VA. Step in wherever you are — buying, refinancing, or comparing — start your application here or call (949) 522-7310.
Plano is the center, not the edge — Dallas, Allen, Richardson are covered too. All our Texas coverage, city by city →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Plano, TX buyers through licensed partner brokers. Equal Housing Opportunity. Plano is served remotely — we keep no office there.
Asked by Plano buyers, answered here.
How high can a conforming loan go in Plano?
In Collin County, the 2026 single-family limit is $832,750; anything above that in Plano is jumbo territory. FHFA sets it — we'll verify your Plano case.
What happens when a Plano price beats the loan limit?
Many Plano deals do cross into jumbo territory. The move on a Plano purchase is knowing where it sits against the limit — then shopping lenders built for that range.
Are certain Plano neighborhoods outside your coverage?
No corner of Plano is off the map: Historic Downtown Plano, Legacy West, West Plano, East Plano, all covered. Pricing follows your Plano file, not the street.
Can an out-of-state broker really cover Plano, TX?
Through licensed partner brokers, yes — we quarterback the Plano, TX process (California NMLS #2629064) while your Plano file gets shopped across many lenders.
Do you serve areas near Plano?
We do: buyers in Dallas, Allen, Richardson work with us like Plano buyers do, local limits checked for each.
How does the process run for a Plano buyer working with you?
From Plano it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the TX licensing side; you never sit in a lobby.
Next stop: your Plano address.
Your Plano plans, the owner's full attention, and a market of lenders shopped on your Plano file's behalf.