Lewisville, TX

Lewisville home financing, minus the runaround.

Lewisville buyers get the full menu — VA, conventional, FHA — fitted to the Lewisville budget you actually have, Castle Hills included.

Does Choice Home Mortgage work with Lewisville, TX buyers?

Yes. Choice Home Mortgage arranges home loans for Lewisville buyers through licensed partner brokers who cover Texas. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Lewisville loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.

For Lewisville, FHFA's 2026 one-unit limit is $832,750 (Denton County), which is where a loan stops being conforming and becomes jumbo. Everything from the first call to closing runs by phone and online.

The Lewisville market

Lewisville home loans, the honest version.

Lewisville sits on the northern rim of DFW at the I-35E and Sam Rayburn Tollway intersection, with direct corridors to Dallas employment and the Legacy/Frisco corporate campuses; Lake Lewisville adds a recreational amenity and waterfront premium segment.

That Lewisville market shapes the loan. The 2026 conforming number for Lewisville buyers in Denton County is $832,750 — the baseline every Lewisville file starts from. Most Lewisville purchases sit comfortably under that $832,750 line, keeping conventional, FHA, and first-time-buyer open for Lewisville buyers. Lewisville’s price tier is solidly middle-of-market. FHFA 2026 figures; your scenario gets verified before anything else.

~101kLewisville residents
$832,7502026 conforming limit (Denton)
4+Lewisville neighborhoods served
Since 2005Family owned and operated

2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.

From Castle Hills over to Old Town Lewisville, Lewisville’s 101,000-plus residents sit within minutes of Coppell and Flower Mound. Our Lewisville knowledge is street-level — the area around Lake Lewisville included. Whether the address is in Castle Hills, Valley Ridge, Vista Ridge, and Old Town Lewisville or another Lewisville pocket entirely, the financing follows. If you’re in Lewisville hunting for a nearby broker: we work Lewisville loans by phone and online, Lewisville knowledge included. We work 83 cities across Texas; Lewisville gets the same discipline as all of them — verify the Lewisville numbers, then shop the loan.

The Lewisville difference

Lewisville deserves a real broker.

Lewisville market knowledge

Castle Hills, Valley Ridge, Vista Ridge, over to Lake Lewisville — Lewisville's pockets price differently, and the right program follows the pocket.

Down-payment friendly

We open most Lewisville files with VA, conventional, FHA, then layer in whatever down-payment help your Lewisville numbers qualify for.

We shop; you choose

Many lenders bid on each Lewisville file we bring them — Lewisville buyers never shop one shelf.

Direct to the owner

Owner Esther Buede coordinates your Lewisville loan personally, the named expert Lewisville clients would find praised across our Google reviews.

Your Lewisville mortgage expert

One name coordinating every Lewisville loan.

In Lewisville, owner Esther Buede (individual NMLS #2003644) coordinates your loan personally with our licensed partner brokers, from Valley Ridge to every part of Lewisville. Choice Home Mortgage has been closing loans since 2005. Meet the family behind CHM →

“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Jimmy Spicer & Tina KarrattiHome purchase
Loans & nearby areas

Programs shaped to Lewisville price tags.

VA work anchors our Lewisville lending, with Lake Lewisville part of the pull. Through licensed partner brokers, Lewisville buyers lean on VA, conventional, FHA most — and whatever else the Lewisville numbers call for: FHA loans, non-QM, conventional, and VA. Start where it suits you: buying, refinancing your mortgage, or testing the numbers — begin online or call (949) 522-7310.

For Lewisville, that usually means conventional, FHA, VA, first-time-buyer.

Self-employed in Lewisville? We also work with self-employed buyers — 1099 income included. The full Denton County 2026 loan-limit breakdown covers every unit count, not just the single-family line above.

Buyers in Coppell, Flower Mound, The Colony get the same treatment as Lewisville files. More Texas cities we work in →

Licensed in California (NMLS #2629064), Choice Home Mortgage helps Lewisville, TX buyers through licensed partner brokers. Equal Housing Opportunity. No Lewisville office — we work with Lewisville buyers remotely.

FAQ

Lewisville home-loan questions, straight answers.

How high can a conforming loan go in Lewisville?

$832,750 is the 2026 conforming limit for a single-family home in Lewisville, based on FHFA's figure for Denton County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. Two-unit homes in Denton County have a $1,066,250 conforming limit for 2026.

What's the usual first mortgage for a Lewisville buyer?

For a first home in Lewisville, the usual choices are conventional, FHA and VA loans. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in Denton County can go to $563,500 in 2026 (HUD). FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.

Are certain Lewisville neighborhoods outside your coverage?

No. Every Lewisville neighborhood is covered, Castle Hills, Valley Ridge, Vista Ridge and Old Town Lewisville included. Prices shift from street to street, and the appraisal follows recent nearby sales; the loan terms follow your credit, income and down payment. Licensed partner brokers originate loans across Castle Hills and Old Town Lewisville, and we coordinate them by phone and online.

I'm buying in Lewisville, TX: can you handle it?

Yes. A licensed partner broker in Texas originates the Lewisville loan, and Choice Home Mortgage coordinates it. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Lewisville office, so the application, documents and updates run by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.

Do you serve areas near Lewisville?

Yes. Besides Lewisville, we also arrange loans in Coppell, Flower Mound and The Colony through licensed partner brokers. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Lewisville file.

Do I ever need to visit an office for my Lewisville loan?

No. A Lewisville loan runs by phone and online, and Choice Home Mortgage has no local office to visit. Licensed partner brokers cover the Texas licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.

Make the Lewisville move.

One call with the owner — local, honest, no pressure. We'll match the program to your Lewisville purchase and shop lenders for your Lewisville file.