Plantation, FL
Plantation home financing, minus the runaround.
Plantation buyers get the full menu — VA, conventional, FHA — fitted to the Plantation budget you actually have, Hawks Landing included.
Does Choice Home Mortgage work with Plantation, FL buyers?
Yes. Choice Home Mortgage arranges home loans for Plantation buyers through licensed partner brokers who cover Florida. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Plantation loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.
The 2026 conforming limit for a one-unit Plantation home is $832,750 (Broward County, per FHFA). We start every Plantation file by placing the price against that number, then handle the application, documents and updates by phone and online.
The Plantation market, read honestly.
Plantation is a fully built-out city with a fixed boundary, so inventory growth comes from resale and selective redevelopment rather than sprawl — a dynamic creating durable listing scarcity; strong schools, I-595 access, and Fort Lauderdale employment make it a stable family market within Broward.
That’s the Plantation backdrop the loan has to fit. 2026 gives Plantation buyers a $832,750 conforming cap on one-unit homes — Broward County sits at the national baseline. Since typical Plantation prices stay under $832,750, a Plantation buyer keeps conventional, FHA, and move-up all in play. Plantation sits solidly middle-of-market as a price tier. The 2026 figures come from FHFA — your scenario gets checked, not assumed.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
90,000-plus residents make Plantation home — across Hawks Landing, Plantation Preserve, and between — with Lauderhill and Sunrise nearby. We can talk Plantation down to the blocks around the Plantation Preserve Golf Course. Buyers come to us from Hawks Landing, Jacaranda, Plantation Acres, and Plantation Preserve, and from every other part of Plantation. Plantation buyers reach us in one call; the loan runs online from there, with the Plantation market knowledge built in. Of the 73 Florida cities we serve, Plantation plays by its own numbers — that’s the point: the Plantation file, not a state template.
Plantation deserves a real broker.
Plantation know-how
We work Plantation street by street — Hawks Landing, Jacaranda, Plantation Acres and beyond — matching each neighborhood's prices to programs that fit.
First-time & assistance
Plantation budgets get the full toolkit — VA, conventional, FHA — plus every assistance program a Plantation file can claim.
Lenders shopped for you
Many lenders bid on each Plantation file we bring them — Plantation buyers never shop one shelf.
Direct to the owner
Your Plantation file is coordinated by owner Esther Buede herself, and in Plantation or Lauderhill hers is the name buyers recognize from our reviews.
Your loan, one named coordinator.
Your Plantation loan gets the owner as its coordinator: Esther Buede (individual NMLS #2003644), working with licensed partner brokers from Jacaranda across the Plantation map. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
Financing built around the Plantation home you want.
Demand around the Plantation Preserve Golf Course keeps VA activity steady in Plantation. Plantation work runs heaviest on VA, conventional, FHA, arranged through our licensed partner-broker network — but the full menu stays open for Plantation files: VA, FHA loans, non-QM, and conventional. Ready or just curious — buying, refinancing your mortgage, or running scenarios — apply here or call (949) 522-7310.
The programs that come up most for Plantation buyers: conventional, FHA, VA, move-up.
Not every Plantation file fits a W-2 box — self-employed buyers can qualify on 1099 income. See Broward County’s complete 2026 loan-limit table for the one- through four-unit numbers behind that figure. Plantation sits in Broward County — see how we work across Broward County as a whole.
The same coverage rings Plantation: Lauderhill, Sunrise, Davie included. Every Florida city we cover →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Plantation, FL buyers through licensed partner brokers. Equal Housing Opportunity. No Plantation office — we work with Plantation buyers remotely.
Plantation mortgage questions, answered.
Is there a loan limit for Plantation purchases in 2026?
Yes. $832,750 is the 2026 conforming limit for a single-family home in Plantation, based on FHFA's figure for Broward County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. A two-unit property in Broward County can borrow up to $1,066,250 and stay conforming.
As a first-time buyer in Plantation, where do I start?
Start by checking which of conventional, FHA and VA loans you qualify for, since those are the loans first-time buyers in Plantation use most. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in Broward County can go to $667,000 in 2026 (HUD).
Do you cover all of Plantation?
Yes, we cover all of Plantation, including Hawks Landing, Jacaranda, Plantation Acres and Plantation Preserve. Prices shift from street to street, and the appraisal follows recent nearby sales; the loan terms follow your credit, income and down payment. FHFA's 2026 one-unit limit for Broward County is $832,750.
Are you set up to arrange loans in Plantation, FL?
Yes. Plantation loans are arranged through licensed partner brokers in Florida, with Choice Home Mortgage coordinating the file. Our own license is California's (NMLS #2629064); we keep no local office, and the file runs by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
Can you help outside Plantation too?
Yes. Our coverage goes past Plantation to Lauderhill, Sunrise and Davie. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Plantation file.
How do we work together on a Plantation purchase?
We start with a call to map your Plantation purchase, then coordinate the application, documents and updates online. Licensed partner brokers cover the Florida licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Also serving homebuyers near Plantation
Next stop: your Plantation address.
No call center — just Esther. We'll find what fits your Plantation purchase and do the Plantation lender legwork.