Sunrise, FL
The straight path to a Sunrise mortgage.
Your Sunrise budget picks the program — FHA, condo products, conventional — and we handle the Sunrise lender legwork, whether you're eyeing Welleby or beyond.
Does Choice Home Mortgage work with Sunrise, FL buyers?
Yes. Choice Home Mortgage arranges home loans for Sunrise buyers through licensed partner brokers who cover Florida. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Sunrise loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.
For 2026, a one-unit Sunrise home can carry a conforming loan of up to $832,750, the Broward County limit FHFA sets, and we check where your Sunrise price falls before you write an offer. The whole process runs by phone and online.
Inside the Sunrise mortgage market.
Sunrise offers Broward County’s job base and Fort Lauderdale infrastructure at prices below Boca Raton or Coral Springs, a structurally competitive entry into South Florida ownership; its western inland position buffers coastal flood exposure while staying in the Fort Lauderdale commute radius.
That’s the Sunrise backdrop the loan has to fit. Sunrise follows Broward County’s national-baseline limit for 2026: $832,750 on a one-unit Sunrise home. Since typical Sunrise prices stay under $832,750, a Sunrise buyer keeps conventional, FHA, and VA all in play. Sunrise itself prices solidly middle-of-market. FHFA 2026 figures; your scenario gets verified before anything else.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Call it 90,000-plus people: Sunrise runs from Welleby to Inverrary, and Plantation and Tamarac sit just outside the line. Amerant Bank Arena (Florida Panthers) to the Sunrise line — that’s ground we know well. Welleby, Sunrise Golf Village, Springtree, and Inverrary — we finance homes in each of them, and everywhere else Sunrise reaches. “Mortgage broker near me” in Sunrise usually means the closest office — we skip the office and bring Sunrise-level help by phone and online instead. Across Florida, our coverage runs 73 cities deep — and in Sunrise, as everywhere, the county numbers get verified before anything is quoted.
How Sunrise buyers come out ahead.
Local Sunrise insight
From Welleby, Sunrise Golf Village, Springtree to Amerant Bank Arena (Florida Panthers), we track what Sunrise homes really cost and which loans carry them.
First Sunrise home help
We open most Sunrise files with FHA, condo products, conventional, then layer in whatever down-payment help your Sunrise numbers qualify for.
We shop; you choose
Many lenders bid on each Sunrise file we bring them — Sunrise buyers never shop one shelf.
The owner, coordinating
The owner, Esther Buede, is who Sunrise buyers talk to, and she coordinates the Sunrise file with our licensed partner brokers.
Sunrise files get the owner as coordinator.
Your Sunrise file is coordinated by owner Esther Buede (individual NMLS #2003644) personally, and Sunrise, Sunrise Golf Village included, gets her full attention. Choice Home Mortgage has worked that way since 2005. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
Programs shaped to Sunrise price tags.
Sunrise’s pull — think Amerant Bank Arena (Florida Panthers) — keeps FHA work coming. Most Sunrise files start at FHA, condo products, conventional (via our licensed partner-broker network) and branch from there — every option gets a look: conventional, non-QM, FHA financing, and VA. Come in at your own pace — buying, refinancing, or comparing paths — apply in minutes or call (949) 522-7310.
For Sunrise, that usually means conventional, FHA, condo products, VA.
Self-employed in Sunrise? We also work with self-employed borrowers — bank-statement income included. See Broward County’s complete 2026 loan-limit table for the one- through four-unit numbers behind that figure. We serve the wider county too: mortgage help across Broward County.
Sunrise is the center, not the edge — Plantation, Tamarac, Lauderhill are covered too. More Florida cities we work in →
Sunrise, FL buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. No Sunrise office — we work with Sunrise buyers remotely.
Before you buy in Sunrise: the FAQs.
What's the conforming cap on a Sunrise home loan?
A conforming loan on a one-unit Sunrise home can go up to $832,750 in 2026, which is FHFA's limit for Broward County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. Two-unit homes in Broward County have a $1,066,250 conforming limit for 2026.
What's the usual first mortgage for a Sunrise buyer?
For a first home in Sunrise, the usual choices are conventional, FHA and VA loans. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in Broward County can go to $667,000 in 2026 (HUD). FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Do you cover all of Sunrise?
Yes, we cover all of Sunrise, including Welleby, Sunrise Golf Village, Springtree and Inverrary. The neighborhood affects the appraisal, which compares recent nearby sales, but the loan terms come from your credit, income and down payment. Licensed partner brokers originate loans across Welleby and Inverrary, and we coordinate them by phone and online.
Are you set up to arrange loans in Sunrise, FL?
Yes. Sunrise loans are arranged through licensed partner brokers in Florida, with Choice Home Mortgage coordinating the file. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Sunrise office, so the application, documents and updates run by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
What if I'm buying just outside Sunrise?
Buying just outside Sunrise changes nothing on our side; we also arrange loans in Plantation, Tamarac and Lauderhill through licensed partner brokers. Loan limits are set county by county, so the limit is re-checked for whichever town the home is in. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Sunrise file.
Do I ever need to visit an office for my Sunrise loan?
No. A Sunrise loan runs by phone and online, and Choice Home Mortgage has no local office to visit. A licensed partner broker in Florida originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders. Owner Esther Buede is your point of contact from the first call to closing.
Buying near Sunrise? We cover that too
Next stop: your Sunrise address.
Straight answers on your Sunrise options, and a broker shopping the whole market for Sunrise buyers like you.