Broward County, Florida
The county-level mortgage broker.
From Fort Lauderdale to Weston, Broward buyers hit condo-approval questions other counties never see. Choice Home Mortgage has been closing loans since 2005 — shopping hundreds of lenders, guided by the owner herself.
Is there a mortgage broker serving Broward County, FL?
Yes — Choice Home Mortgage serves buyers and homeowners across Broward County, including Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs. We are a family-owned broker rather than a bank, so instead of selling one company's own product we put hundreds of lenders in competition for your file and bring you the one that actually fits.
The numbers here catch people out. For 2026 the conforming limit in Broward County is $832,750, but the FHA limit is only $667,000 — a difference of $165,750. A home priced between those two figures can be financed conventionally but not with an FHA loan. That single distinction is the most common mistake out-of-area lenders make in this county, and it is worth confirming before you write an offer rather than after.
Everything runs by phone and online on your schedule, with owner Esther Buede handling your loan personally from the first call through closing.
What Broward County buyers can actually borrow.
Loan limits are set county by county, not statewide — which is why the figure an out-of-area lender quotes is so often wrong. For 2026 in Broward County, FL, the one-unit conforming limit is $832,750.
Those two numbers are not the same here, and the difference is $165,750. A Broward County home priced between $667,000 and $832,750 can be financed with a conventional loan but not with an FHA loan. Getting that backwards costs buyers real offers — it is the most common mistake we see from lenders who do not work this county.
Multi-unit conforming limits run higher: $1,066,250 for two units, $1,288,800 for three, and $1,601,750 for four. The FHA multi-unit limits are lower again — $853,900, $1,032,150, and $1,282,700 — so a duplex that clears the conforming limit here can still sit well above what FHA will cover. See the full breakdown on our Broward County loan-limit page.
Every corner of Broward County.
We work across Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach, Davie, Plantation, Sunrise, Deerfield Beach, Lauderhill, Weston, Tamarac, Coconut Creek, Margate — by phone and online, on your schedule. See all the areas we serve →
Whatever the scenario, there is usually a loan for it: FHA for lower down payments and flexible credit, conventional for strong-credit buyers, jumbo above the county limit, VA for those who qualify, non-QM for self-employed income, and reverse mortgages for homeowners 62+. Start here.
Broward County mortgage questions, answered.
What are the 2026 conforming loan limits in Broward County?
For 2026 the one-unit conforming limit in Broward County, FL is $832,750. Multi-unit conforming limits run higher: $1,066,250 for two units, $1,288,800 for three, and $1,601,750 for four. FHA multi-unit limits are separate and lower — $853,900, $1,032,150, and $1,282,700 respectively. Anything above the one-unit conforming limit is a jumbo loan with its own guidelines.
Is the FHA loan limit in Broward County the same as the conforming limit?
No — and this is where a lot of Broward County buyers get bad information. The 2026 FHA limit here is $667,000, while the conforming limit is $832,750. That is a $165,750 gap. If you are buying between those two numbers, a conventional loan is on the table and an FHA loan is not. We confirm the exact limit for your price point before you write an offer.
Which Broward County cities do you serve?
We work with buyers and homeowners across Broward County, including Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Pompano Beach, Davie, Plantation, Sunrise, Deerfield Beach, and the surrounding communities. Everything runs by phone and online on your schedule — you do not need to come to an office.
Why does the county matter if the purchase price is the same?
Because loan limits are set county by county, not statewide — two homes at an identical price can qualify for different loans depending on which county line they fall on. In Broward County the FHA ceiling of $667,000 is usually the number that decides which programs are available to you, and it sits $165,750 below the conforming limit of $832,750. It is also why a quote based on a statewide or national figure is so often wrong for this county.
Why use a broker instead of a big bank?
A bank can only offer its own loans. As a broker, Choice Home Mortgage puts hundreds of lenders in competition for your file — and having closed loans since 2005, we know which lenders are realistic in Broward County. You also get one named person, owner Esther Buede, from application through closing instead of a call-center queue.
Let's finance your Broward County home.
One call with the owner — honest, and no pressure. We'll confirm the exact Broward County limits for your price point and shop the lenders for you.