Fort Lauderdale, FL
Your Fort Lauderdale, FL mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Fort Lauderdale — clear guidance from pre-approval through closing.
Inside the Fort Lauderdale mortgage market.
Fort Lauderdale is the seat of Broward County and a services and employment hub between Miami-Dade and Palm Beach, anchored by Port Everglades — one of the busiest cruise ports in the world.
That market shapes the loan. In Broward County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Fort Lauderdale purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Fort Lauderdale from the ground up — close to the Las Olas waterfront and Stranahan House. We finance homes across Las Olas Isles, Victoria Park, Rio Vista, and Flagler Village — and every other corner of Fort Lauderdale. Looking for a mortgage broker near you in Fort Lauderdale? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Fort Lauderdale market knowledge
Near the Las Olas waterfront and Stranahan House, across Las Olas Isles, Victoria Park, Rio Vista — we know Fort Lauderdale's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Fort Lauderdale buyers often start with conventional, FHA, condo financing — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Fort Lauderdale file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Fort Lauderdale loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Fort Lauderdale, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Built around your Fort Lauderdale home, not a shelf product.
For Fort Lauderdale we lean on conventional, FHA, condo financing through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Fort Lauderdale, we also help buyers in Oakland Park, Lauderhill, Plantation. See all Florida cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Fort Lauderdale, FL buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Fort Lauderdale office.
Fort Lauderdale mortgage questions, answered.
What's the 2026 conforming loan limit in Fort Lauderdale?
In Broward County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Fort Lauderdale?
Most Fort Lauderdale buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Fort Lauderdale neighborhoods do you serve?
We serve buyers across Fort Lauderdale, including Las Olas Isles, Victoria Park, Rio Vista. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Fort Lauderdale, FL?
Yes. We help Fort Lauderdale homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate FL financing for you.
Do you serve areas near Fort Lauderdale?
Yes — we also work with buyers in nearby Oakland Park, Lauderhill, Plantation. Same process, local loan-limit details for each.
Let's finance your Fort Lauderdale home.
No call center — just Esther. We'll find the program that fits your Fort Lauderdale purchase and do the lender legwork.