Fort Lauderdale, FL
Your Fort Lauderdale, FL mortgage, done right.
Condo financing, conventional, FHA programs sized to Fort Lauderdale budgets — matched to your Fort Lauderdale file, from Las Olas Isles to every corner of Fort Lauderdale.
Does Choice Home Mortgage work with Fort Lauderdale, FL buyers?
Yes. Choice Home Mortgage arranges home loans for Fort Lauderdale buyers through licensed partner brokers who cover Florida. We are a family-owned broker, in business since 2005 and licensed in California (NMLS #2629064); a licensed partner broker handles the Fort Lauderdale loan while we coordinate it and compare many lenders for it, with owner Esther Buede as your point of contact.
For 2026, a one-unit Fort Lauderdale home can carry a conforming loan of up to $832,750, the Broward County limit FHFA sets, and we check where your Fort Lauderdale price falls before you write an offer. The whole process runs by phone and online.
Inside the Fort Lauderdale mortgage market.
Fort Lauderdale is the seat of Broward County and a services and employment hub between Miami-Dade and Palm Beach, anchored by Port Everglades — one of the busiest cruise ports in the world.
The loan has to fit the Fort Lauderdale picture. Fort Lauderdale’s 2026 conforming ceiling is $832,750, the baseline figure Broward County shares with most of the country. Since typical Fort Lauderdale prices stay under $832,750, a Fort Lauderdale buyer keeps conventional, FHA, and condo financing all in play. As a market, Fort Lauderdale runs solidly middle-of-market. 2026 limits published by FHFA — confirm your exact scenario with us.
2026 loan limits checked against FHFA’s county file; this page was last updated October 5, 2026.
Fort Lauderdale counts 172,000-plus residents, Las Olas Isles to Flagler Village, with Oakland Park and Lauderhill close enough to house-hunt the same weekend. Our Fort Lauderdale knowledge is street-level — the area around the Las Olas waterfront and Stranahan House included. Las Olas Isles, Victoria Park, Rio Vista, and Flagler Village — we finance homes in each of them, and everywhere else Fort Lauderdale reaches. Typing “broker near me” somewhere in Fort Lauderdale? Phone and online is how Fort Lauderdale files run here — the local read on Fort Lauderdale comes with it. Florida coverage here spans 73 cities, Fort Lauderdale among them — each on its own county limits, each shopped the same way.
How we work Fort Lauderdale loans.
Fort Lauderdale market knowledge
From the Las Olas waterfront and Stranahan House across Las Olas Isles, Victoria Park, Rio Vista, we keep tabs on what Fort Lauderdale homes actually go for and which programs carry them.
Down-payment friendly
The Fort Lauderdale starting lineup is usually condo financing, conventional, FHA; we add whichever down-payment help your Fort Lauderdale budget is eligible for.
Lenders shopped for you
Your Fort Lauderdale file gets shopped across many lenders — a broker working Fort Lauderdale, not one bank's sales desk.
The owner, coordinating
In Fort Lauderdale you get the owner, Esther Buede, coordinating your file personally, with no queue for Fort Lauderdale files.
The owner coordinates your file. Personally.
Every Fort Lauderdale file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your Fort Lauderdale plans, Victoria Park or anywhere in Fort Lauderdale, and your name from the first call. Meet the family behind CHM →
“Esther made this transition so smooth and seamless for us. This team is amazing and we could not have chosen a better partner in the journey!”
The right Fort Lauderdale loan for your situation.
Around the Las Olas waterfront and Stranahan House, condo financing remains the workhorse of Fort Lauderdale lending. Fort Lauderdale files most often land on condo financing, conventional, FHA through our licensed partner-broker network — and past those, every Fort Lauderdale option gets shopped: conventional, FHA, non-QM, and VA. Step in wherever you are — buying, refinancing your mortgage, or comparing — apply here or call (949) 522-7310.
Fort Lauderdale buyers most often work with conventional, FHA, condo financing.
Fort Lauderdale 1099 and business-owner borrowers get their own path here, qualifying on 1099 income instead of W-2s; Fort Lauderdale investors have DSCR investor loans too. See Broward County’s complete 2026 loan-limit table for the one- through four-unit numbers behind that figure. We serve the wider county too: mortgage help across Broward County.
Beyond Fort Lauderdale itself, Oakland Park, Lauderhill, Plantation buyers work with us the same way. Browse our Florida service areas →
Fort Lauderdale, FL buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve Fort Lauderdale remotely; there is no local Fort Lauderdale office.
What Fort Lauderdale buyers ask us first.
Is there a loan limit for Fort Lauderdale purchases in 2026?
In Broward County, the 2026 single-family limit is $832,750; anything above that in Fort Lauderdale is jumbo territory. FHFA sets it — we'll verify your Fort Lauderdale case.
I'm a first-time buyer in Fort Lauderdale — where do I start?
Most first-time Fort Lauderdale buyers start with conventional, FHA, condo financing — and we check which assistance fits your Fort Lauderdale purchase before you commit.
Do you cover all of Fort Lauderdale?
Las Olas Isles, Victoria Park, Rio Vista, Flagler Village — and the rest of Fort Lauderdale with them. We finance across the whole Fort Lauderdale map; the loan terms come from your file.
Will you take on my Fort Lauderdale, FL purchase?
We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Fort Lauderdale, FL file so Fort Lauderdale buyers still get many lenders shopped.
What about the towns just past the Fort Lauderdale line?
Yes. We cover Oakland Park, Lauderhill and Plantation as well as Fort Lauderdale, through the same licensed partner brokers. The steps are the same, by phone and online, and each area's county loan limit is confirmed separately.
What does the mortgage process look like from Fort Lauderdale?
From Fort Lauderdale it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the FL licensing side; you never sit in a lobby.
Buying near Fort Lauderdale? We cover that too
Your Fort Lauderdale home is a call away.
Talk to the owner directly. We'll map the right loan for your Fort Lauderdale home and put lenders in competition for Fort Lauderdale business.