Novi, MI
Novi, MI home loans, built for Novi's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Novi's price points — not a one-size template.
What financing a Novi home really takes.
Novi is one of Oakland County’s most affluent suburbs, with high household incomes and consistently high public-school rankings; its position near the I-96/I-275 interchange provides quick access to Detroit’s automotive and tech corporate corridor, including Auburn Hills and Troy.
That market shapes the loan. In Oakland County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Novi purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and move-up options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Novi from the ground up — close to Twelve Oaks Mall. We finance homes across Addington Park, Autumn Park, Deer Run, and Yorkshire Place — and every other corner of Novi. Looking for a mortgage broker near you in Novi? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Novi market knowledge
Near Twelve Oaks Mall, across Addington Park, Autumn Park, Deer Run — we know how Novi prices and programs actually work.
Move-up & jumbo ready
Novi runs above the national norm — we structure conventional, move-up, jumbo for upper tier financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Novi file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Novi loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Novi, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Novi loan for your situation.
For Novi we lean on conventional, move-up, jumbo for upper tier through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Novi, we also help buyers in Farmington Hills, Livonia, Southfield. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Novi, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Novi office.
Novi mortgage questions, answered.
What's the 2026 conforming loan limit in Novi?
In Oakland County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Novi?
Not always. Many Novi homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Novi neighborhoods do you serve?
We serve buyers across Novi, including Addington Park, Autumn Park, Deer Run. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Novi, MI?
Yes. We help Novi homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Novi?
Yes — we also work with buyers in nearby Farmington Hills, Livonia, Southfield. Same process, local loan-limit details for each.
Let's finance your Novi home.
Talk to the owner directly. We'll map the right loan for your Novi home and put lenders in competition for it.