Ann Arbor, MI
Ann Arbor, MI home loans, built for Ann Arbor's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Ann Arbor's price points — not a one-size template.
What financing a Ann Arbor home really takes.
Ann Arbor is dominated by the University of Michigan and U-M Health — by far the largest area employer — producing one of Michigan’s highest-priced and most stable markets, with demand from faculty, researchers, and a deep knowledge economy.
That market shapes the loan. In Washtenaw County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Ann Arbor purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Ann Arbor from the ground up — close to Michigan Stadium (the Big House) and UM. We finance homes across Burns Park, Kerrytown, Old West Side, and Water Hill — and every other corner of Ann Arbor. Looking for a mortgage broker near you in Ann Arbor? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Ann Arbor market knowledge
Near Michigan Stadium (the Big House) and UM, across Burns Park, Kerrytown, Old West Side — we know how Ann Arbor prices and programs actually work.
Move-up & jumbo ready
Ann Arbor runs above the national norm — we structure conventional, jumbo, first-time-buyer financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Ann Arbor file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Ann Arbor loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Ann Arbor, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
The right Ann Arbor loan for your situation.
For Ann Arbor we lean on conventional, jumbo, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Ann Arbor, we also help buyers in Novi, Westland, Livonia. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Ann Arbor, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Ann Arbor office.
Ann Arbor mortgage questions, answered.
What's the 2026 conforming loan limit in Ann Arbor?
In Washtenaw County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Ann Arbor?
Not always. Many Ann Arbor homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Ann Arbor neighborhoods do you serve?
We serve buyers across Ann Arbor, including Burns Park, Kerrytown, Old West Side. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Ann Arbor, MI?
Yes. We help Ann Arbor homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Ann Arbor?
Yes — we also work with buyers in nearby Novi, Westland, Livonia. Same process, local loan-limit details for each.
Let's finance your Ann Arbor home.
Talk to the owner directly. We'll map the right loan for your Ann Arbor home and put lenders in competition for it.