Livonia, MI
The straight path to a Livonia mortgage.
Your Livonia budget picks the program — FHA, down-payment-assistance, conventional — and we handle the Livonia lender legwork, whether you're eyeing Old Rosedale Gardens or beyond.
Livonia prices, programs, and the path through.
Livonia is Wayne County’s largest suburb by area, offering single-family subdivisions with stable municipal services and one of Michigan’s strongest school-district reputations; its position between Detroit and Ann Arbor creates durable demand from both corridors without either core’s volatility.
Every Livonia loan starts from that reality. The 2026 conforming number for Livonia buyers in Wayne County is $832,750 — the baseline every Livonia file starts from. Since typical Livonia prices stay under $832,750, a Livonia buyer keeps conventional, FHA, and down-payment-assistance all in play. FHFA publishes the 2026 schedule; we’ll square your numbers against it.
Livonia counts 95,000-plus residents, Old Rosedale Gardens to Blue Grass Farms, with Westland and Dearborn Heights close enough to house-hunt the same weekend. Livonia detail matters to us — the Livonia Civic Center and the streets that feed it included. Old Rosedale Gardens, Burton Hollow Estates, Elm Park, and Blue Grass Farms — we finance homes in each of them, and everywhere else Livonia reaches. Typing “broker near me” somewhere in Livonia? Phone and online is how Livonia files run here — the local read on Livonia comes with it. Livonia is one of 31 Michigan markets we cover, and every Michigan file gets the same treatment: real Livonia numbers first, then lenders competing on them.
Livonia deserves a real broker.
Livonia, block by block
We work Livonia street by street — Old Rosedale Gardens, Burton Hollow Estates, Elm Park and beyond — matching each neighborhood's prices to programs that fit.
Down-payment friendly
The Livonia starting lineup is usually FHA, down-payment-assistance, conventional; we add whichever down-payment help your Livonia budget is eligible for.
We shop; you choose
Many lenders bid on each Livonia file we bring them — Livonia buyers never shop one shelf.
Direct to the owner
Owner Esther Buede guides your Livonia loan personally — the named expert Livonia clients would find praised across our Google reviews.
One owner, handling your whole loan.
Every Livonia file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Livonia plans — Burton Hollow Estates or anywhere Livonia — and your name from the first call. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Livonia financing that fits the home and the borrower.
Livonia’s pull — think the Livonia Civic Center — keeps FHA work coming. For Livonia we lean on FHA, down-payment-assistance, conventional through our licensed partner-broker network — but whatever fits your Livonia file, we shop it: FHA, conventional, non-QM, and VA. Jump in at any stage: buying, refinancing, or just running numbers — start your application here or call (949) 522-7310.
The same coverage rings Livonia: Westland, Dearborn Heights, Southfield included. Every Michigan city we cover →
Livonia, MI buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. No Livonia office — we work with Livonia buyers remotely.
Asked by Livonia buyers, answered here.
Is there a loan limit for Livonia purchases in 2026?
$832,750 is the 2026 line for Livonia: at or under it, a Livonia loan stays conforming; over it, jumbo rules take the file. Per FHFA — we'll confirm yours.
How do first-time buyers usually finance a Livonia home?
Start with conventional, FHA, down-payment-assistance — those carry most first Livonia purchases. We'll check what your Livonia file qualifies for, including any down-payment help, before you pick a lane.
What parts of Livonia do you work in?
All of Livonia — including Old Rosedale Gardens, Burton Hollow Estates, Elm Park, Blue Grass Farms. The financing follows you across Livonia: the loan matches your Livonia file, never the ZIP.
Can Choice Home Mortgage help me buy in Livonia, MI?
We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Livonia, MI file so Livonia buyers still get many lenders shopped.
Can you help outside Livonia too?
Coverage doesn't stop at Livonia: Westland, Dearborn Heights, Southfield are all workable, each on its own county numbers.
How does the process run for a Livonia buyer working with you?
No office needed. A Livonia file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering MI.
Let's get you home in Livonia.
Tell us where in Livonia you're headed — the program match and the Livonia lender legwork are on us.