Livonia, MI
Your Livonia, MI mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Livonia — clear guidance from pre-approval through closing.
What financing a Livonia home really takes.
Livonia is Wayne County’s largest suburb by area, offering single-family subdivisions with stable municipal services and one of Michigan’s strongest school-district reputations; its position between Detroit and Ann Arbor creates durable demand from both corridors without either core’s volatility.
That market shapes the loan. In Wayne County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Livonia purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Livonia from the ground up — close to the Livonia Civic Center. We finance homes across Old Rosedale Gardens, Burton Hollow Estates, Elm Park, and Blue Grass Farms — and every other corner of Livonia. Looking for a mortgage broker near you in Livonia? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Livonia market knowledge
Near the Livonia Civic Center, across Old Rosedale Gardens, Burton Hollow Estates, Elm Park — we know Livonia's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Livonia buyers often start with conventional, FHA, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Livonia file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Livonia loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Livonia, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
The right Livonia loan for your situation.
For Livonia we lean on conventional, FHA, down-payment-assistance through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Livonia, we also help buyers in Westland, Dearborn Heights, Southfield. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Livonia, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Livonia office.
Livonia mortgage questions, answered.
What's the 2026 conforming loan limit in Livonia?
In Wayne County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Livonia?
Most Livonia buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Livonia neighborhoods do you serve?
We serve buyers across Livonia, including Old Rosedale Gardens, Burton Hollow Estates, Elm Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Livonia, MI?
Yes. We help Livonia homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Livonia?
Yes — we also work with buyers in nearby Westland, Dearborn Heights, Southfield. Same process, local loan-limit details for each.
Let's finance your Livonia home.
Talk to the owner directly. We'll map the right loan for your Livonia home and put lenders in competition for it.