Dearborn, MI
Buy your first Dearborn, MI home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Dearborn budgets. We walk you through every step.
Inside the Dearborn mortgage market.
Dearborn is Ford Motor Company’s global headquarters city — an identity embedded through the River Rouge complex, the Dearborn Truck Plant, and the world headquarters — and holds the highest concentration of Arab Americans of any US city, a cohesive, economically active community with strong neighborhood commercial corridors driving durable demand.
That market shapes the loan. In Wayne County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Dearborn purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Dearborn from the ground up — close to The Henry Ford and Greenfield Village. We finance homes across East Dearborn, West Dearborn, Fordson, and Dearborn Hills — and every other corner of Dearborn. Looking for a mortgage broker near you in Dearborn? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Dearborn market knowledge
Near The Henry Ford and Greenfield Village, across East Dearborn, West Dearborn, Fordson — we know Dearborn's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Dearborn buyers often start with conventional, FHA, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Dearborn file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Dearborn loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Dearborn, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Built around your Dearborn home, not a shelf product.
For Dearborn we lean on conventional, FHA, down-payment-assistance through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Dearborn, we also help buyers in Lincoln Park, Dearborn Heights, Detroit. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Dearborn, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Dearborn office.
Dearborn mortgage questions, answered.
What's the 2026 conforming loan limit in Dearborn?
In Wayne County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Dearborn?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Dearborn. We match you to the ones you qualify for.
Which Dearborn neighborhoods do you serve?
We serve buyers across Dearborn, including East Dearborn, West Dearborn, Fordson. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Dearborn, MI?
Yes. We help Dearborn homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Dearborn?
Yes — we also work with buyers in nearby Lincoln Park, Dearborn Heights, Detroit. Same process, local loan-limit details for each.
Let's finance your Dearborn home.
No call center — just Esther. We'll find the program that fits your Dearborn purchase and do the lender legwork.