Farmington Hills, MI
Farmington Hills, MI home loans, built for Farmington Hills's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Farmington Hills's price points — not a one-size template.
What financing a Farmington Hills home really takes.
Farmington Hills is the second-largest community in Oakland County, 22 miles from downtown Detroit along I-696/US-24, the affluent northwestern anchor of the metro’s suburban ring with demand from automotive executives and healthcare professionals; Oakland County’s top per-capita income and schools are structural.
That market shapes the loan. In Oakland County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Farmington Hills purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo for upper tier options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Farmington Hills from the ground up — close to the Holocaust Memorial Center. We finance homes across Franklin Oaks, Ramblewood, Quaker Valley Farms, and Botsford Hills — and every other corner of Farmington Hills. Looking for a mortgage broker near you in Farmington Hills? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Farmington Hills market knowledge
Near the Holocaust Memorial Center, across Franklin Oaks, Ramblewood, Quaker Valley Farms — we know how Farmington Hills prices and programs actually work.
Move-up & jumbo ready
Farmington Hills runs above the national norm — we structure conventional, jumbo for upper tier financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Farmington Hills file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Farmington Hills loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Farmington Hills, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
The right Farmington Hills loan for your situation.
For Farmington Hills we lean on conventional, jumbo for upper tier through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Farmington Hills, we also help buyers in Southfield, Novi, Livonia. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Farmington Hills, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Farmington Hills office.
Farmington Hills mortgage questions, answered.
What's the 2026 conforming loan limit in Farmington Hills?
In Oakland County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Farmington Hills?
Not always. Many Farmington Hills homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Farmington Hills neighborhoods do you serve?
We serve buyers across Farmington Hills, including Franklin Oaks, Ramblewood, Quaker Valley Farms. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Farmington Hills, MI?
Yes. We help Farmington Hills homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Farmington Hills?
Yes — we also work with buyers in nearby Southfield, Novi, Livonia. Same process, local loan-limit details for each.
Let's finance your Farmington Hills home.
Talk to the owner directly. We'll map the right loan for your Farmington Hills home and put lenders in competition for it.