Farmington Hills, MI
Serious Farmington Hills homes, financing to match.
From Franklin Oaks across Farmington Hills, higher price points meet financing built for them — high-balance, jumbo, move-up — matched to your Farmington Hills file.
What financing a Farmington Hills home really takes.
Farmington Hills is the second-largest community in Oakland County, 22 miles from downtown Detroit along I-696/US-24, the affluent northwestern anchor of the metro’s suburban ring with demand from automotive executives and healthcare professionals; Oakland County’s top per-capita income and schools are structural.
The loan has to fit the Farmington Hills picture. In Oakland County, a Farmington Hills one-unit purchase conforms up to 2026’s $832,750 baseline for Farmington Hills files. For the typical Farmington Hills purchase, $832,750 is headroom, not a hurdle — Farmington Hills files keep conventional, FHA, and first-time-buyer open. FHFA sets these limits annually; run your scenario by us.
From Franklin Oaks over to Botsford Hills, Farmington Hills’s 81,000-plus residents sit within minutes of Southfield and Novi. Our Farmington Hills picture runs street-level, the Holocaust Memorial Center and all. Name the Farmington Hills neighborhood — Franklin Oaks, Ramblewood, Quaker Valley Farms, and Botsford Hills or beyond — and we finance there. Farmington Hills buyers reach us in one call; the loan runs online from there, with the Farmington Hills market knowledge built in. Across Michigan, our coverage runs 31 cities deep — and in Farmington Hills, as everywhere, the county numbers get verified before anything is quoted.
Farmington Hills deserves a real broker.
Farmington Hills, block by block
Franklin Oaks, Ramblewood, Quaker Valley Farms — every Farmington Hills pocket prices its own way, and the blocks near the Holocaust Memorial Center prove it. We match the program to the pocket.
Bigger-loan ready
Price tags in Farmington Hills sit above the national norm, so we build conventional, jumbo for upper tier strategies sized to Farmington Hills.
Many lenders, one file
Farmington Hills loans here go to whichever lender earns them — we shop the Farmington Hills file wide.
Owner-handled
Owner Esther Buede guides your Farmington Hills loan personally — the named expert Farmington Hills clients would find praised across our Google reviews.
Farmington Hills files get the owner. Every time.
Owner Esther Buede (individual NMLS #2003644) personally runs each Farmington Hills file — Ramblewood or any Farmington Hills address — first call to keys, as she’s done since 2005. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Built around your Farmington Hills home, not a shelf product.
Conventional work anchors our Farmington Hills lending, with the Holocaust Memorial Center part of the pull. Conventional, jumbo for upper tier carry most of our Farmington Hills work (via our licensed partner-broker network) — and beyond those, Farmington Hills buyers get the full menu: conventional, VA, FHA, and non-QM. Whenever you’re ready — buying, refinancing, or still weighing options — apply online or call (949) 522-7310.
Close to Farmington Hills, we also help buyers in Southfield, Novi, Livonia. All our Michigan coverage, city by city →
Licensed in California (NMLS #2629064), Choice Home Mortgage helps Farmington Hills, MI buyers through licensed partner brokers. Equal Housing Opportunity. Farmington Hills is served remotely — we keep no office there.
Real questions from Farmington Hills buyers.
How high can a conforming loan go in Farmington Hills?
Farmington Hills follows the $832,750 national baseline for 2026; a bigger Farmington Hills loan goes jumbo. FHFA-published — we'll check your exact numbers.
What happens when a Farmington Hills price beats the loan limit?
Often, yes — Farmington Hills prices push many Farmington Hills purchases past the conforming line, so high-balance and jumbo carry a lot of deals here. We structure your Farmington Hills file around where the price lands.
Can you finance a home anywhere in Farmington Hills?
Every corner of Farmington Hills, from Franklin Oaks, Ramblewood, Quaker Valley Farms, Botsford Hills on out. A Farmington Hills loan prices off your file, not the neighborhood.
Can Choice Home Mortgage help me buy in Farmington Hills, MI?
We're licensed in California (NMLS #2629064) and team with licensed partner brokers for MI, so a Farmington Hills buyer gets the same many-lenders shopping with the licensing handled properly.
I'm shopping Farmington Hills and the next town over — covered?
Southfield, Novi, Livonia — all covered alongside Farmington Hills, each with its own limit details worked in.
What does the mortgage process look like from Farmington Hills?
No office needed. A Farmington Hills file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering MI.
Your Farmington Hills keys are the goal.
The owner picks up, your Farmington Hills numbers get real, and lenders start competing for the Farmington Hills business.