Vallejo, CA
Your Vallejo mortgage, done right.
FHA, first-time-buyer, conventional programs sized to Vallejo budgets — matched to your Vallejo file, from Glen Cove to every corner of Vallejo.
Inside the Vallejo mortgage market.
Vallejo is the most affordable entry into the Bay Area, in Solano County with SF ferry access; the historic Mare Island shipyard — the first US naval station on the West Coast — is a redeveloping anchor drawing buyers priced out of inner Bay Area counties.
Financing follows that Vallejo math. Vallejo follows Solano County’s national-baseline limit for 2026: $832,750 on a one-unit Vallejo home. That $832,750 ceiling covers most Vallejo price points — conventional, FHA, first-time-buyer all stay on the Vallejo table. 2026 limits published by FHFA — confirm your exact scenario with us.
Roughly 118,000-plus people call Vallejo home, spread from Glen Cove to Downtown Vallejo, with Napa and Martinez minutes away. the historic Mare Island shipyard to the Vallejo line — that’s ground we know well. We finance homes across Glen Cove, Hiddenbrooke, Mare Island, and Downtown Vallejo — and every other corner of Vallejo. Searching “mortgage broker near me” from Vallejo? We cover Vallejo by phone and online — Vallejo-level market help, no office visit.
The broker difference, Vallejo edition.
Vallejo market knowledge
From Glen Cove, Hiddenbrooke, Mare Island to the historic Mare Island shipyard, we track what Vallejo homes really cost and which loans carry them.
First-time & assistance
Vallejo buyers often start with FHA, first-time-buyer, conventional — we match Vallejo files to the down-payment and first-time programs they qualify for.
Lenders shopped for you
One Vallejo application, many lenders competing on it — that's what a Vallejo buyer hires a broker for.
Owner-handled
Owner Esther Buede guides your Vallejo loan personally — the named expert Vallejo clients would find praised across our Google reviews.
Vallejo's file, the owner's desk.
Every Vallejo file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Vallejo plans — Hiddenbrooke or anywhere Vallejo — and your name from the first call. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Built around your Vallejo home, not a shelf product.
Demand around the historic Mare Island shipyard keeps FHA activity steady in Vallejo. FHA, first-time-buyer, conventional carry most of our Vallejo work — and beyond those, Vallejo buyers get the full menu: VA, non-QM, FHA financing, conventional, and jumbo. Jump in at any stage: buying, refinancing your mortgage, or just running numbers — begin online or call (949) 522-7310.
Buying your first Vallejo place? We wrote up the down-payment assistance programs that are really open, CalHFA included — it applies in Vallejo.
Self-employed in Vallejo? We also work with 1099 and business-owner borrowers — 1099 income included. Solano County’s 2026 conforming and FHA limits, by unit count are laid out in full if you’re comparing property types.
And around Vallejo: Napa, Martinez, Fairfield are all in reach. Browse our California service areas →
A licensed California mortgage broker for Vallejo: Choice Home Mortgage, NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
What Vallejo buyers ask us first.
How high can a conforming loan go in Vallejo?
In Solano County, the 2026 single-family limit is $832,750; anything above that in Vallejo is jumbo territory. FHFA sets it — we'll verify your Vallejo case.
How do first-time buyers usually finance a Vallejo home?
FHA, first-time-buyer, conventional do the heavy lifting for Vallejo first-timers. We sort which fit your numbers, plus any assistance your Vallejo file earns.
Do you cover all of Vallejo?
All of Vallejo — including Glen Cove, Hiddenbrooke, Mare Island, Downtown Vallejo. The financing follows you across Vallejo: the loan matches your Vallejo file, never the ZIP.
Can you handle my Vallejo purchase remotely?
Absolutely. Vallejo is core coverage for a California broker like us (NMLS #2629064); Vallejo clients work directly with owner Esther Buede remotely.
What if I'm buying just outside Vallejo?
Napa, Martinez, Fairfield — all covered alongside Vallejo, each with its own limit details worked in.
Ready for your Vallejo address?
One call with the owner — local, honest, no pressure. We'll match the program to your Vallejo purchase and shop lenders for your Vallejo file.