Dublin, CA
Dublin home loans, built for Dublin's market.
The right Dublin loan respects Dublin prices — high-balance, jumbo, refinance — structured for East Dublin and every Dublin block from day one.
Can a mortgage broker help me buy in Dublin, CA?
Yes. Choice Home Mortgage is a family-owned California mortgage broker serving Dublin, licensed under NMLS #2629064 and CA DRE #01822046, and it places purchase and refinance loans with whichever of many lenders fits the Dublin file best. Esther Buede, the owner, is the person you talk to.
For Dublin, FHFA's 2026 one-unit limit is $1,249,125 (Alameda County), which is where a loan stops being conforming and becomes jumbo. Everything from the first call to closing runs by phone and online.
How Dublin buyers reach closing in Dublin.
Dublin is one of California’s fastest-growing cities of the past decade, with most housing built after 2000 and among the highest medians in the East Bay; its two BART stations connect to San Francisco and Silicon Valley, and Camp Parks’ conversion adds new inventory, while Tri-Valley ridgelines structurally constrain supply.
Financing follows that Dublin math. For a Dublin one-unit home, the 2026 conforming line sits at $1,249,125 — high-cost-area room for Dublin buyers. That means high-balance and jumbo tools come up constantly in Dublin — the first job on any Dublin file is placing it against $1,249,125. Dublin’s price tier is among the priciest in California, the same reality behind Alameda County’s high-cost limit. Source: FHFA 2026 limits. We’ll verify your numbers.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Roughly 52,000-plus people call Dublin home, spread from East Dublin to Positano, with Pleasanton and San Ramon minutes away. From Downtown Dublin and the Iron Horse Trail outward, we treat Dublin as home turf. Buyers come to us from East Dublin, Heritage Commons, West Dublin, and Positano, and from every other part of Dublin. A Dublin broker without the drive: we handle Dublin loans by phone and online, and the Dublin market knowledge travels with us.
The broker difference, Dublin edition.
Dublin market knowledge
Near Downtown Dublin and the Iron Horse Trail, across East Dublin, Heritage Commons, West Dublin — we know how Dublin prices and programs actually work.
High-balance & jumbo ready
Dublin runs among the priciest in California — we structure jumbo, high-balance financing around Dublin price points.
Lenders shopped for you
Your Dublin file gets shopped across many lenders — a broker working Dublin, not one bank's sales desk.
Owner-handled
Your Dublin file is handled by owner Esther Buede herself — in Dublin or Pleasanton, hers is the name buyers recognize from our reviews.
The owner works your file. Personally.
In Dublin, your loan is handled personally by owner Esther Buede — a licensed expert (individual NMLS #2003644) guiding families — Heritage Commons to all Dublin — to closing. Not a call center — one expert on your Dublin file. Choice Home Mortgage has been a family brokerage since 2005. Meet the family behind CHM →
“They did what our bank of 20+ years could not — refinanced 2 of our homes in record time. The Dynamic Duo!”
Matched to your Dublin purchase, not a template.
Around Downtown Dublin and the Iron Horse Trail, jumbo remains the workhorse of Dublin lending. For Dublin we lean on jumbo, high-balance — but whatever fits your Dublin file, we shop it: VA, non-QM, FHA financing, conventional, and jumbo. Start when you’re ready: buying, exploring a refinance, or just exploring — apply online or call (949) 522-7310.
Dublin files here lean on jumbo, high-balance.
First home in Dublin? See which down-payment assistance is actually real in 2026 — CalHFA’s help applies to Dublin buyers too.
Dublin self-employed borrowers get their own path here, qualifying on 1099 income instead of W-2s; Dublin investors have asset-based qualifying too. See Alameda County’s complete 2026 loan-limit table for the one- through four-unit numbers behind that figure. We serve the wider county too: mortgage help across Alameda County.
Close to Dublin, we also help buyers in Pleasanton, San Ramon, Danville. Browse our California service areas →
Serving Dublin as a licensed California mortgage broker — Choice Home Mortgage, NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Dublin mortgage questions, answered.
Where does the Dublin conforming loan limit sit for 2026?
$1,249,125 is the 2026 conforming limit for a single-family home in Dublin, based on FHFA's figure for Alameda County. Because Alameda County is high-cost, its limit sits above the $832,750 national baseline; a loan in that gap is called high-balance and is still conforming. A two-unit property in Alameda County can borrow up to $1,599,375 and stay conforming.
Do Dublin buyers usually need jumbo financing?
Only loans above $1,249,125 need jumbo financing in Dublin; that is the 2026 Alameda County limit, and anything at or under it is conforming. Between $832,750 and $1,249,125, a loan is still conforming under the high-balance rules for Alameda County. Choice Home Mortgage compares offers from many lenders on each loan.
Do you cover all of Dublin?
Yes, we cover all of Dublin, including East Dublin, Heritage Commons, West Dublin and Positano. Prices shift from street to street, and the appraisal follows recent nearby sales; the loan terms follow your credit, income and down payment. Owner Esther Buede handles every file by phone and online, East Dublin and Positano included.
Can you handle my Dublin purchase remotely?
Yes. Owner Esther Buede handles Dublin purchases by phone and online, from the application through closing. We are a family-owned California mortgage broker (NMLS #2629064, CA DRE #01822046), and we compare many lenders on every loan. The Alameda County conforming limit for one unit is $1,249,125 in 2026.
Do you serve areas near Dublin?
Yes. Besides Dublin, we also arrange loans in Pleasanton, San Ramon and Danville. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Choice Home Mortgage arranges those loans as a licensed California broker, the same way as a Dublin file.
Let's finance your Dublin home.
One call with the owner — local, honest, no pressure. We'll match the program to your Dublin purchase and shop lenders for your Dublin file.