Dublin, CA
Dublin home loans, built for Dublin's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Dublin's price points — not a one-size template.
How Dublin buyers get to the closing table.
Dublin is one of California’s fastest-growing cities of the past decade, with most housing built after 2000 and among the highest medians in the East Bay; its two BART stations connect to San Francisco and Silicon Valley, and Camp Parks’ conversion adds new inventory, while Tri-Valley ridgelines structurally constrain supply.
That market shapes the loan. Because Alameda County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Dublin buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Dublin from the ground up — close to Downtown Dublin and the Iron Horse Trail. We finance homes across East Dublin, Heritage Commons, West Dublin, and Positano — and every other corner of Dublin. Looking for a mortgage broker near you in Dublin? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Dublin market knowledge
Near Downtown Dublin and the Iron Horse Trail, across East Dublin, Heritage Commons, West Dublin — we know how Dublin prices and programs actually work.
High-balance & jumbo ready
Dublin runs among the priciest in California — we structure jumbo, high-balance financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Dublin file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Dublin loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Dublin, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Dublin financing that fits the home and the borrower.
For Dublin we lean on jumbo, high-balance — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Dublin, we also help buyers in Pleasanton, San Ramon, Danville. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Dublin mortgage questions, answered.
What's the 2026 conforming loan limit in Dublin?
In Alameda County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Dublin?
Not always. Many Dublin homes can be financed with high-balance conforming loans up to $1,249,125 before a true jumbo is needed. We'll tell you which fits your price point.
Which Dublin neighborhoods do you serve?
We serve buyers across Dublin, including East Dublin, Heritage Commons, West Dublin. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Dublin?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Dublin and the surrounding area.
Do you serve areas near Dublin?
Yes — we also work with buyers in nearby Pleasanton, San Ramon, Danville. Same process, local loan-limit details for each.
Let's finance your Dublin home.
Straight answers on your Dublin options, and a broker who shops the whole market so you don't have to.