Pittsburg, CA
Your Pittsburg mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Pittsburg — clear guidance from pre-approval through closing.
What financing a Pittsburg home really takes.
Pittsburg is the most affordable city in Contra Costa County by median, drawing first-time buyers and families priced out of Concord, Walnut Creek, and Pleasant Hill; the eBART extension connected it to the BART main line, expanding the commuter buyer pool, with new waterfront development along Suisun Bay adding inventory.
That market shapes the loan. Because Contra Costa County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Pittsburg buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Pittsburg from the ground up — close to the Pittsburg Marina, gateway to the Delta. We finance homes across Downtown Pittsburg, Los Medanos, Hillsdale, and Highland Meadows — and every other corner of Pittsburg. Looking for a mortgage broker near you in Pittsburg? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pittsburg market knowledge
Near the Pittsburg Marina, gateway to the Delta, across Downtown Pittsburg, Los Medanos, Hillsdale — we know Pittsburg's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Pittsburg buyers often start with high-balance, FHA, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Pittsburg file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Pittsburg loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pittsburg, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
The right Pittsburg loan for your situation.
For Pittsburg we lean on high-balance, FHA, down-payment-assistance — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pittsburg, we also help buyers in Antioch, Concord, Martinez. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Pittsburg mortgage questions, answered.
What's the 2026 conforming loan limit in Pittsburg?
In Contra Costa County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Pittsburg?
Most Pittsburg buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Pittsburg neighborhoods do you serve?
We serve buyers across Pittsburg, including Downtown Pittsburg, Los Medanos, Hillsdale. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Pittsburg?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Pittsburg and the surrounding area.
Do you serve areas near Pittsburg?
Yes — we also work with buyers in nearby Antioch, Concord, Martinez. Same process, local loan-limit details for each.
Let's finance your Pittsburg home.
Talk to the owner directly. We'll map the right loan for your Pittsburg home and put lenders in competition for it.