Tigard, OR
The straight path to a Tigard mortgage.
A Tigard home within reach: FHA, down-payment-assistance, conventional — run against your real Tigard numbers, Bull Mountain to the far side of Tigard.
Who can help me get a mortgage in Tigard, OR?
Choice Home Mortgage can. We arrange Tigard home loans through licensed partner brokers in Oregon and coordinate each Tigard file ourselves; our own license is California's (NMLS #2629064). Owner Esther Buede coordinates it personally, and we compare many lenders for it.
The 2026 conforming limit for a one-unit Tigard home is $832,750 (Washington County, per FHFA). We start every Tigard file by placing the price against that number, then handle the application, documents and updates by phone and online.
Inside the Tigard mortgage market.
Tigard sits at the OR-217/I-5 junction with the most efficient highway access to both Portland’s CBD and the Tualatin Valley tech corridor near Intel’s Hillsboro campus, sustaining demand from semiconductor and tech workers priced out of Portland’s core; Washington Square Mall anchors its role as the commercial spine of the western suburbs.
Financing follows that Tigard math. The 2026 conforming number for Tigard buyers in Washington County is $832,750 — the baseline every Tigard file starts from. Tigard price points mostly stay under $832,750, which keeps conventional, FHA, and down-payment-assistance on the menu for Tigard buyers. Tigard sits solidly middle-of-market as a price tier. FHFA publishes the 2026 schedule; we’ll square your numbers against it.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
From Bull Mountain over to Downtown Tigard, Tigard’s 50,000-plus residents sit within minutes of Beaverton and Lake Oswego. We work Tigard from the ground up — close to Washington Square Mall and Bridgeport Village. Buyers come to us from Bull Mountain, Metzger, Tigard Triangle, and Downtown Tigard, and from every other part of Tigard. If you’re in Tigard hunting for a nearby broker: we work Tigard loans by phone and online, Tigard knowledge included. Oregon coverage here spans 14 cities, Tigard among them — each on its own county limits, each shopped the same way.
What working with us looks like.
Tigard market knowledge
Near Washington Square Mall and Bridgeport Village, across Bull Mountain, Metzger, Tigard Triangle — we know Tigard's neighborhoods, prices, and the programs that fit them.
First-time & assistance
FHA, down-payment-assistance, conventional carry most Tigard purchases — and we check every assistance program a Tigard file qualifies for.
We shop; you choose
A Tigard mortgage should be bid on. We take your Tigard file to many lenders and let the best terms win.
Owner-coordinated
The owner, Esther Buede, is who Tigard buyers talk to, and she coordinates the Tigard file with our licensed partner brokers.
Tigard files get the owner as coordinator.
Every Tigard file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your Tigard plans, Metzger or anywhere in Tigard, and your name from the first call. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Financing built around the Tigard home you want.
Demand around Washington Square Mall and Bridgeport Village keeps FHA activity steady in Tigard. Most Tigard files start at FHA, down-payment-assistance, conventional (via our licensed partner-broker network) and branch from there — every option gets a look: non-QM, conventional, an FHA loan, and VA. Step in wherever you are — buying, refinancing your mortgage, or comparing — apply in minutes or call (949) 522-7310.
For Tigard, that usually means conventional, FHA, down-payment-assistance.
Self-employed in Tigard? We also work with 1099 and business-owner borrowers — 1099 income included. The full Washington County 2026 loan-limit breakdown covers every unit count, not just the single-family line above.
Close to Tigard, we also help buyers in Beaverton, Lake Oswego, Portland. More Oregon cities we work in →
Working with Tigard, OR buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We work with Tigard buyers remotely and maintain no Tigard office.
Asked by Tigard buyers, answered here.
What's the conforming cap on a Tigard home loan?
The 2026 conforming loan limit for a one-unit home in Tigard is $832,750, the figure FHFA set for Washington County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. For two units, the Washington County conforming limit is $1,066,250.
What loans help first-time buyers in Tigard?
First-time buyers in Tigard most often use conventional and FHA loans. Some conventional programs accept 3% down from first-time buyers. HUD's 2026 FHA limit for one unit in Washington County is $701,500. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Can you finance a home anywhere in Tigard?
Yes, anywhere in Tigard, from Bull Mountain to Downtown Tigard. The neighborhood affects the appraisal, which compares recent nearby sales, but the loan terms come from your credit, income and down payment. Wherever the address is, from Bull Mountain to Downtown Tigard, a licensed partner broker originates the loan and we coordinate it by phone and online.
Are you set up to arrange loans in Tigard, OR?
Yes. Tigard loans are arranged through licensed partner brokers in Oregon, with Choice Home Mortgage coordinating the file. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Tigard office, so the application, documents and updates run by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
Do you serve areas near Tigard?
Yes. Besides Tigard, we also arrange loans in Beaverton, Lake Oswego and Portland through licensed partner brokers. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Tigard file.
How do we work together on a Tigard purchase?
We start with a call to map your Tigard purchase, then coordinate the application, documents and updates online. A licensed partner broker in Oregon originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders. Owner Esther Buede is your point of contact from the first call to closing.
Ready for your Tigard address?
Bring the Tigard address or just the idea — we'll match the program and shop lenders for your Tigard loan.