Gresham, OR
Buy your first Gresham, OR home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Gresham budgets. We walk you through every step.
What financing a Gresham home really takes.
Gresham is the easternmost city on Portland’s MAX light rail, giving transit-connected downtown access at prices below the metro average — a structural affordability advantage in a constrained Pacific Northwest market, with MAX-adjacent transit-oriented development expanding the housing stock.
That market shapes the loan. In Multnomah County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Gresham purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Gresham from the ground up — close to the Gresham Japanese Garden, gateway to Mt. Hood. We finance homes across Rockwood, Powell Valley, Pleasant Valley, and Centennial — and every other corner of Gresham. Looking for a mortgage broker near you in Gresham? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Gresham market knowledge
Near the Gresham Japanese Garden, gateway to Mt. Hood, across Rockwood, Powell Valley, Pleasant Valley — we know Gresham's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Gresham buyers often start with FHA, first-time-buyer, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Gresham file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Gresham loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Gresham, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
The right Gresham loan for your situation.
For Gresham we lean on FHA, first-time-buyer, down-payment-assistance through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Gresham, we also help buyers in Portland, Lake Oswego, Vancouver. See all Oregon cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Gresham, OR buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Gresham office.
Gresham mortgage questions, answered.
What's the 2026 conforming loan limit in Gresham?
In Multnomah County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Gresham?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Gresham. We match you to the ones you qualify for.
Which Gresham neighborhoods do you serve?
We serve buyers across Gresham, including Rockwood, Powell Valley, Pleasant Valley. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Gresham, OR?
Yes. We help Gresham homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate OR financing for you.
Do you serve areas near Gresham?
Yes — we also work with buyers in nearby Portland, Lake Oswego, Vancouver. Same process, local loan-limit details for each.
Let's finance your Gresham home.
Talk to the owner directly. We'll map the right loan for your Gresham home and put lenders in competition for it.