Hillsboro, OR
Hillsboro, OR home loans, coordinated by the owner.
Your Hillsboro purchase, financed on your terms — conventional, jumbo, first-time-buyer — with the Hillsboro legwork handled from Orenco Station on out.
Who can help me get a mortgage in Hillsboro, OR?
Choice Home Mortgage can. We arrange Hillsboro home loans through licensed partner brokers in Oregon and coordinate each Hillsboro file ourselves; our own license is California's (NMLS #2629064). Owner Esther Buede coordinates it personally, and we compare many lenders for it.
For 2026, a one-unit Hillsboro home can carry a conforming loan of up to $832,750, the Washington County limit FHFA sets, and we check where your Hillsboro price falls before you write an offer. The whole process runs by phone and online.
What it costs to buy in Hillsboro — and how to finance it.
Hillsboro is the largest city in Washington County and home to Intel’s largest worldwide campus — structurally the most semiconductor-dependent residential market in the country — with high-income tech employment that persists through cycles and MAX light rail connecting residents to Portland without freeway dependency.
Every Hillsboro loan starts from that reality. In Washington County, a Hillsboro one-unit purchase conforms up to 2026’s $832,750 baseline for Hillsboro files. Hillsboro price points mostly stay under $832,750, which keeps conventional, FHA, and first-time-buyer on the menu for Hillsboro buyers. Price-wise, Hillsboro runs solidly middle-of-market. FHFA publishes the 2026 schedule; we’ll square your numbers against it.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Hillsboro holds 97,000-plus residents across pockets like Orenco Station and AmberGlen, with Beaverton and Tigard right next door. Hillsboro isn’t an abstraction to us — we know it down to the Intel Ronler Acres campus. From Orenco Station, Tanasbourne, Reedville, and AmberGlen to everywhere else on the Hillsboro map — the financing reaches all of it. Searching “mortgage broker near me” from Hillsboro? We cover Hillsboro by phone and online — Hillsboro-level market help, no office visit. Oregon coverage here spans 14 cities, Hillsboro among them — each on its own county limits, each shopped the same way.
How Hillsboro buyers come out ahead.
Hillsboro, block by block
Hillsboro pricing shifts pocket by pocket — Orenco Station, Tanasbourne, Reedville, near the Intel Ronler Acres campus — and the loan should match the pocket you pick.
Down-payment friendly
The Hillsboro starting lineup is usually conventional, jumbo, first-time-buyer; we add whichever down-payment help your Hillsboro budget is eligible for.
We shop; you choose
Hillsboro loans here go to whichever lender earns them — we shop the Hillsboro file wide.
Direct to the owner
The owner, Esther Buede, is who Hillsboro buyers talk to, and she coordinates the Hillsboro file with our licensed partner brokers.
Your loan, one named coordinator.
In Hillsboro, owner Esther Buede (individual NMLS #2003644) coordinates your loan personally with our licensed partner brokers, from Tanasbourne to every part of Hillsboro. Choice Home Mortgage has been closing loans since 2005. Meet the family behind CHM →
“Esther Buede was a breathe of fresh air to work with from starting to the finish line!”
Programs shaped to Hillsboro price tags.
Conventional work anchors our Hillsboro lending, with the Intel Ronler Acres campus part of the pull. Most Hillsboro files start at conventional, jumbo, first-time-buyer (via our licensed partner-broker network) and branch from there — every option gets a look: non-QM, FHA, VA, and conventional. Ready or just curious — buying, exploring a refinance, or running scenarios — start your application here or call (949) 522-7310.
For Hillsboro, that usually means conventional, jumbo, first-time-buyer.
Not every Hillsboro file fits a W-2 box — self-employed borrowers can qualify on bank-statement income. The full Washington County 2026 loan-limit breakdown covers every unit count, not just the single-family line above.
Beyond Hillsboro itself, Beaverton, Tigard, Lake Oswego buyers work with us the same way. Browse our Oregon service areas →
Hillsboro, OR buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve Hillsboro remotely; there is no local Hillsboro office.
Hillsboro mortgage questions, answered.
What's the 2026 conforming loan limit in Hillsboro?
$832,750 is the 2026 conforming limit for a single-family home in Hillsboro, based on FHFA's figure for Washington County. Washington County uses the $832,750 national baseline, so a larger loan is a jumbo loan, which each lender prices and underwrites under its own rules. Two-unit homes in Washington County have a $1,066,250 conforming limit for 2026.
As a first-time buyer in Hillsboro, where do I start?
Start by checking which of conventional and FHA loans you qualify for, since those are the loans first-time buyers in Hillsboro use most. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in Washington County can go to $701,500 in 2026 (HUD).
Which Hillsboro neighborhoods do you serve?
We finance homes in every Hillsboro neighborhood, including Orenco Station, Tanasbourne, Reedville and AmberGlen. The neighborhood affects the appraisal, which compares recent nearby sales, but the loan terms come from your credit, income and down payment. Licensed partner brokers originate loans across Orenco Station and AmberGlen, and we coordinate them by phone and online.
Can an out-of-state broker really cover Hillsboro, OR?
Yes, because a licensed partner broker in Oregon originates the Hillsboro loan while Choice Home Mortgage, licensed in California, coordinates it. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Hillsboro office, so the application, documents and updates run by phone and online.
What about the towns just past the Hillsboro line?
We cover those too: Beaverton, Tigard and Lake Oswego are in our service area along with Hillsboro. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Hillsboro file.
Do I ever need to visit an office for my Hillsboro loan?
No. A Hillsboro loan runs by phone and online, and Choice Home Mortgage has no local office to visit. Licensed partner brokers cover the Oregon licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Buying near Hillsboro? We cover that too
Your Hillsboro keys are the goal.
One conversation, zero pressure — your Hillsboro plan mapped and a market of lenders put to work on the Hillsboro file.