San Antonio, TX
San Antonio, TX home loans, handled by the owner.
San Antonio buyers get the full menu — VA, FHA, first-time-buyer — fitted to the San Antonio budget you actually have, Alamo Heights included.
What it costs to buy in San Antonio — and how to finance it.
San Antonio is one of the most affordable large Sun Belt cities; the largest US military presence (Joint Base San Antonio) drives consistent VA demand, while steady population growth supports mid-tier activity.
So the San Antonio strategy starts with the market, not the rate sheet. For San Antonio, 2026 conforming tops out at Bexar County’s $832,750 baseline on one-unit San Antonio homes. That $832,750 ceiling covers most San Antonio price points — conventional, FHA, first-time-buyer all stay on the San Antonio table. FHFA resets these limits each year; we verify before we quote.
Some 1.4 million people live in San Antonio — Alamo Heights, Stone Oak, and between — a short drive from New Braunfels or San Marcos. We can talk San Antonio down to the blocks around The Alamo and the River Walk. We finance homes across Alamo Heights, Monte Vista, King William Historic District, and Stone Oak — and every other corner of San Antonio. “Mortgage broker near me” in San Antonio usually means the closest office — we skip the office and bring San Antonio-level help by phone and online instead. San Antonio is one of 83 Texas markets we cover, and every Texas file gets the same treatment: real San Antonio numbers first, then lenders competing on them.
How we work San Antonio loans.
San Antonio know-how
Alamo Heights, Monte Vista, King William Historic District, over to The Alamo and the River Walk — San Antonio's pockets price differently, and the right program follows the pocket.
Down-payment friendly
San Antonio budgets get the full toolkit — VA, FHA, first-time-buyer — plus every assistance program a San Antonio file can claim.
Lenders shopped for you
San Antonio loans here go to whichever lender earns them — we shop the San Antonio file wide.
The owner, on your file
Esther Buede — the owner — works your San Antonio loan start to finish; our Google reviews show San Antonio buyers why that matters.
Owner-handled, application to San Antonio keys.
Owner Esther Buede (individual NMLS #2003644) personally runs each San Antonio file — Monte Vista or any San Antonio address — first call to keys, as she’s done since 2005. Meet the family behind CHM →
“Esther made this transition so smooth and seamless for us. This team is amazing and we could not have chosen a better partner in the journey!”
Programs shaped to San Antonio price tags.
Near The Alamo and the River Walk, VA files are a San Antonio staple for us. San Antonio files most often land on VA, FHA, first-time-buyer through our licensed partner-broker network — and past those, every San Antonio option gets shopped: VA, non-QM, FHA, and conventional. Ready or just curious — buying, refinancing, or running scenarios — start your application here or call (949) 522-7310.
Beyond San Antonio itself, New Braunfels, San Marcos, Austin buyers work with us the same way. Every Texas city we cover →
Working with San Antonio, TX buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. We serve this area; we do not maintain a San Antonio office.
San Antonio questions we hear most.
How high can a conforming loan go in San Antonio?
Think $832,750 for San Antonio in 2026. Bexar County follows the FHFA baseline, so a bigger San Antonio loan means jumbo guidelines — we'll map your scenario either way.
Which programs fit San Antonio first-time buyers?
San Antonio first-timers usually land on VA, FHA, first-time-buyer. We run the numbers on each for your San Antonio budget and flag any assistance programs your file can claim.
Are certain San Antonio neighborhoods outside your coverage?
We work San Antonio citywide — Alamo Heights, Monte Vista, King William Historic District, Stone Oak included. Where in San Antonio you buy doesn't change how hard we shop.
Do you work with San Antonio, TX buyers?
Yes. We help San Antonio, TX homebuyers through licensed partner brokers — Choice Home Mortgage is California-licensed (NMLS #2629064) and coordinates San Antonio financing end to end.
I'm shopping San Antonio and the next town over — covered?
We do: buyers in New Braunfels, San Marcos, Austin work with us like San Antonio buyers do, local limits checked for each.
How do we work together on a San Antonio purchase?
Simple: one call to map the San Antonio plan, then documents and updates online. Licensed partner brokers handle TX licensing while your San Antonio loan gets shopped — start to close, remotely.
Your San Antonio home is a call away.
Your San Antonio plans, the owner's full attention, and a market of lenders shopped on your San Antonio file's behalf.