San Antonio, TX
Your San Antonio, TX mortgage, done right.
Conventional, FHA, and first-time-buyer paths for San Antonio — clear guidance from pre-approval through closing.
Inside the San Antonio mortgage market.
San Antonio is one of the most affordable large Sun Belt cities; the largest US military presence (Joint Base San Antonio) drives consistent VA demand, while steady population growth supports mid-tier activity.
That market shapes the loan. In Bexar County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most San Antonio purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work San Antonio from the ground up — close to The Alamo and the River Walk. We finance homes across Alamo Heights, Monte Vista, King William Historic District, and Stone Oak — and every other corner of San Antonio. Looking for a mortgage broker near you in San Antonio? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
San Antonio market knowledge
Near The Alamo and the River Walk, across Alamo Heights, Monte Vista, King William Historic District — we know San Antonio's neighborhoods, prices, and the programs that fit them.
First-time & assistance
San Antonio buyers often start with VA, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your San Antonio file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your San Antonio loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In San Antonio, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
Built around your San Antonio home, not a shelf product.
For San Antonio we lean on VA, FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to San Antonio, we also help buyers in New Braunfels, San Marcos, Austin. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps San Antonio, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a San Antonio office.
San Antonio mortgage questions, answered.
What's the 2026 conforming loan limit in San Antonio?
In Bexar County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in San Antonio?
Most San Antonio buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which San Antonio neighborhoods do you serve?
We serve buyers across San Antonio, including Alamo Heights, Monte Vista, King William Historic District. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in San Antonio, TX?
Yes. We help San Antonio homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near San Antonio?
Yes — we also work with buyers in nearby New Braunfels, San Marcos, Austin. Same process, local loan-limit details for each.
Let's finance your San Antonio home.
No call center — just Esther. We'll find the program that fits your San Antonio purchase and do the lender legwork.