New Braunfels, TX
A better way to mortgage in New Braunfels, TX.
A New Braunfels home within reach: conventional, FHA, VA — run against your real New Braunfels numbers, Gruene Historic District to the far side of New Braunfels.
Can Choice Home Mortgage help me buy a home in New Braunfels, TX?
Yes. Choice Home Mortgage helps New Braunfels buyers and homeowners through licensed partner brokers who handle the Texas licensing, while we coordinate the New Braunfels file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
The 2026 conforming limit for a one-unit New Braunfels home is $832,750 (Comal County, per FHFA). We start every New Braunfels file by placing the price against that number, then handle the application, documents and updates by phone and online.
How New Braunfels buyers reach closing in New Braunfels.
New Braunfels sits on I-35 between San Antonio (30 miles) and Austin (50 miles), one of the few Hill Country cities with genuine two-metro commuter reach — a structural driver of its status among the fastest-growing US cities; the Comal and Guadalupe rivers, Schlitterbahn, and Gruene sustain a recreation economy independent of either metro’s cycles.
So the New Braunfels strategy starts with the market, not the rate sheet. 2026 gives New Braunfels buyers a $832,750 conforming cap on one-unit homes — Comal County sits at the national baseline. With New Braunfels homes mostly under $832,750, conventional plus FHA plus USDA all work on New Braunfels files. As a market, New Braunfels runs solidly middle-of-market. The 2026 figures come from FHFA — your scenario gets checked, not assumed.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Roughly 63,000-plus people call New Braunfels home, spread from Gruene Historic District to Copper Ridge, with San Marcos and San Antonio minutes away. Our New Braunfels knowledge is street-level — the area around Schlitterbahn and the Gruene Historic District included. New Braunfels buyers reach us from Gruene Historic District, Veramendi, Vintage Oaks, and Copper Ridge — and from every block in between. Need a broker near you in New Braunfels? Everything runs by phone and online, so New Braunfels expertise comes straight to you. New Braunfels is one of 83 Texas markets we cover, and every Texas file gets the same treatment: real New Braunfels numbers first, then lenders competing on them.
One file, many lenders, New Braunfels terms.
New Braunfels market knowledge
Gruene Historic District, Veramendi, Vintage Oaks, over to Schlitterbahn and the Gruene Historic District — New Braunfels's pockets price differently, and the right program follows the pocket.
First-time & assistance
The New Braunfels starting lineup is usually conventional, FHA, VA; we add whichever down-payment help your New Braunfels budget is eligible for.
Many lenders, one file
One New Braunfels application, many lenders competing on it — that's what a New Braunfels buyer hires a broker for.
Direct to the owner
Your New Braunfels file is coordinated by owner Esther Buede herself, and in New Braunfels or San Marcos hers is the name buyers recognize from our reviews.
New Braunfels's file, coordinated by the owner.
Every New Braunfels file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your New Braunfels plans, Veramendi or anywhere in New Braunfels, and your name from the first call. Meet the family behind CHM →
“Esther Buede was a breathe of fresh air to work with from starting to the finish line!”
Built around your New Braunfels home, not a shelf product.
New Braunfels’s pull — think Schlitterbahn and the Gruene Historic District — keeps conventional work coming. Conventional, FHA, VA carry most of our New Braunfels work (via our licensed partner-broker network) — and beyond those, New Braunfels buyers get the full menu: conventional, FHA, VA, and non-QM. Any starting point works: buying, exploring a refinance, or simply exploring — start your application here or call (949) 522-7310.
New Braunfels files here lean on conventional, FHA, VA, USDA.
New Braunfels 1099 and business-owner borrowers get their own path here, qualifying on bank-statement income instead of W-2s. Comal County’s full 2026 loan limits by property type break down one- through four-unit ceilings if you want the complete picture.
The same coverage rings New Braunfels: San Marcos, San Antonio, Austin included. More Texas cities we work in →
For New Braunfels, TX: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve New Braunfels remotely; there is no local New Braunfels office.
Real questions from New Braunfels buyers.
How much can New Braunfels buyers borrow and stay conforming?
In New Braunfels, a one-unit home can carry a conforming loan of up to $832,750 for 2026, under FHFA's limit for Comal County. That is the national baseline with no high-cost adjustment, so a loan above $832,750 is a jumbo loan. A two-unit property in Comal County can borrow up to $1,066,250 and stay conforming.
What loans help first-time buyers in New Braunfels?
First-time buyers in New Braunfels most often use conventional, FHA and VA loans. Some conventional programs accept 3% down from first-time buyers. For FHA, the 2026 one-unit limit in Comal County is $557,750, per HUD. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Does it matter where in New Braunfels I'm buying?
No, not for the financing: we finance homes anywhere in New Braunfels, including Gruene Historic District, Veramendi, Vintage Oaks and Copper Ridge. What changes from one neighborhood to the next is the price and the appraisal, since the appraiser compares recent sales nearby. FHFA's 2026 one-unit limit for Comal County is $832,750.
Do you work with New Braunfels, TX buyers?
Yes. We work with New Braunfels buyers through licensed partner brokers who hold the Texas license, and we coordinate each file. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no New Braunfels office, so the application, documents and updates run by phone and online.
Can you help outside New Braunfels too?
Yes. Our coverage goes past New Braunfels to San Marcos, San Antonio and Austin. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a New Braunfels file.
How do we work together on a New Braunfels purchase?
We start with a call to map your New Braunfels purchase, then coordinate the application, documents and updates online. A licensed partner broker in Texas originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders. Owner Esther Buede is your point of contact from the first call to closing.
Next stop: your New Braunfels address.
Tell us where in New Braunfels you're headed — the program match and the New Braunfels lender legwork are on us.