Austin, TX
Austin, TX home loans, built for Austin's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Austin's price points — not a one-size template.
How Austin buyers get to the closing table.
Austin corrected from its 2021-22 peak and now gives buyers more room while staying well above the Texas norm; tech employment from Dell, Apple, and Tesla underpins long-term demand in central neighborhoods.
That market shapes the loan. In Travis County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Austin purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and jumbo for central options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Austin from the ground up — close to the Texas State Capitol and Lady Bird Lake. We finance homes across East Austin, Hyde Park, Mueller, and South Congress — and every other corner of Austin. Looking for a mortgage broker near you in Austin? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Austin market knowledge
Near the Texas State Capitol and Lady Bird Lake, across East Austin, Hyde Park, Mueller — we know how Austin prices and programs actually work.
Move-up & jumbo ready
Austin runs above the national norm — we structure conventional, jumbo for central, FHA in suburbs financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Austin file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Austin loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Austin, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Austin financing that fits the home and the borrower.
For Austin we lean on conventional, jumbo for central, FHA in suburbs through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Austin, we also help buyers in Cedar Park, San Marcos, Pflugerville. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Austin, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Austin office.
Austin mortgage questions, answered.
What's the 2026 conforming loan limit in Austin?
In Travis County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Austin?
Not always. Many Austin homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Austin neighborhoods do you serve?
We serve buyers across Austin, including East Austin, Hyde Park, Mueller. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Austin, TX?
Yes. We help Austin homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Austin?
Yes — we also work with buyers in nearby Cedar Park, San Marcos, Pflugerville. Same process, local loan-limit details for each.
Let's finance your Austin home.
Straight answers on your Austin options, and a broker who shops the whole market so you don't have to.