Pleasanton, CA
Pleasanton home loans, built for Pleasanton's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Pleasanton's price points — not a one-size template.
Pleasanton home loans, the honest version.
Pleasanton anchors the Tri-Valley where I-580 and I-680 intersect, placing residents within commuting distance of both the East Bay employment spine and Silicon Valley; top-decile schools and a walkable Victorian-era downtown create persistent demand that sustains price floors across cycles.
That market shapes the loan. Because Alameda County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Pleasanton buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Pleasanton from the ground up — close to Downtown Pleasanton and the Alameda County Fairgrounds. We finance homes across Vintage Hills, Ruby Hill, Kottinger Ranch, and Downtown Pleasanton — and every other corner of Pleasanton. Looking for a mortgage broker near you in Pleasanton? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pleasanton market knowledge
Near Downtown Pleasanton and the Alameda County Fairgrounds, across Vintage Hills, Ruby Hill, Kottinger Ranch — we know how Pleasanton prices and programs actually work.
High-balance & jumbo ready
Pleasanton runs above the national norm — we structure high-balance, jumbo financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Pleasanton file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Pleasanton loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pleasanton, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Matched to your Pleasanton purchase, not a template.
For Pleasanton we lean on high-balance, jumbo — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pleasanton, we also help buyers in Dublin, Livermore, San Ramon. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Pleasanton mortgage questions, answered.
What's the 2026 conforming loan limit in Pleasanton?
In Alameda County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Pleasanton?
Not always. Many Pleasanton homes can be financed with high-balance conforming loans up to $1,249,125 before a true jumbo is needed. We'll tell you which fits your price point.
Which Pleasanton neighborhoods do you serve?
We serve buyers across Pleasanton, including Vintage Hills, Ruby Hill, Kottinger Ranch. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Pleasanton?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Pleasanton and the surrounding area.
Do you serve areas near Pleasanton?
Yes — we also work with buyers in nearby Dublin, Livermore, San Ramon. Same process, local loan-limit details for each.
Let's finance your Pleasanton home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Pleasanton purchase and shop the lenders for you.