Mortgage help across King County.

For 2026 the one-unit conforming limit in King County, WA is $1,063,750 — King County is a designated high-cost area, so the limit sits above the national baseline. Multi-unit conforming limits run higher: $1,361,800 for two units, $1,646,100 for three, and $2,045,700 for four. Anything above the one-unit conforming limit is a jumbo loan with its own guidelines.

In King County they happen to match: both the 2026 conforming and FHA one-unit limits are $1,063,750. That is not true in most counties — in many the FHA figure is hundreds of thousands lower — so it is always worth confirming the number for the specific county you are buying in rather than assuming a statewide figure.

We work with buyers and homeowners across King County, including Seattle, Bellevue, Kent, Renton, Federal Way, Kirkland, Auburn, Redmond, Shoreline, Sammamish, and the surrounding communities. We coordinate the WA side with licensed partner brokers, and everything runs by phone and online.

Because loan limits are set county by county, not statewide — two homes at an identical price can qualify for different loans depending on which county line they fall on. In King County the figure that matters is $1,063,750, which applies to both conforming and FHA financing here. It is also why a quote based on a statewide or national figure is so often wrong for this county.

We quarterback your file and shop hundreds of lenders, while licensed partner brokers handle the WA-side licensing requirements. You still get one named person — owner Esther Buede — coordinating everything from application through closing, plus the hundreds-of-lenders competition a single local shop cannot offer.