Kent, WA
Kent, WA financing that matches Kent prices.
In Kent, the loan has to keep up with the price — high-balance, jumbo, move-up — and ours are built from real Kent numbers, East Hill outward.
Buying in Kent: the numbers that matter.
Kent occupies the Green River Valley between Seattle and Tacoma as the industrial and logistics spine of King County, with Boeing supply-chain, Amazon, and UPS employers; buyers get King County addresses and Seattle access via Sounder rail well below Bellevue or Renton prices.
Financing follows that Kent math. For a Kent one-unit home, the 2026 conforming line sits at $1,063,750 — high-cost-area room for Kent buyers. Expect the $1,063,750 question early on any Kent purchase — where the price lands decides whether conforming, high-balance, or jumbo carries the Kent loan. Source: FHFA 2026 limits. We’ll verify your numbers.
124,000-plus residents make Kent home — across East Hill, Scenic Hill, and between — with Auburn and Federal Way nearby. Our Kent picture runs street-level, the historic Mary Olson Farm and all. Whether the address is in East Hill, West Hill, Downtown Kent, and Scenic Hill or another Kent pocket entirely, the financing follows. Looking for a mortgage broker near you in Kent? We serve Kent by phone and online, so Kent buyers get local-market help without driving anywhere. Of the 28 Washington cities we serve, Kent plays by its own numbers — that’s the point: the Kent file, not a state template.
What working with us looks like.
Kent, block by block
From East Hill, West Hill, Downtown Kent to the blocks near the historic Mary Olson Farm — Kent pricing has a logic, and we work it daily.
Bigger-loan ready
Kent runs above the national norm — we structure VA, high-balance, jumbo financing around Kent price points.
Many lenders, one file
Kent buyers bring us one file; we bring it to a market of lenders, and the competition does the rest.
Owner-handled
In Kent you get the owner, Esther Buede, personally — no queue for Kent files, and the Kent attention shows in our reviews.
Your loan, one named expert.
Owner Esther Buede (individual NMLS #2003644) personally runs each Kent file — West Hill or any Kent address — first call to keys, as she’s done since 2005. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
The right Kent loan for your situation.
Around the historic Mary Olson Farm, VA remains the workhorse of Kent lending. VA, high-balance, jumbo carry most of our Kent work (via our licensed partner-broker network) — and beyond those, Kent buyers get the full menu: conventional, VA, non-QM, and FHA. Come in at your own pace — buying, refinancing, or comparing paths — apply here or call (949) 522-7310.
The same coverage rings Kent: Auburn, Federal Way, Renton included. See all Washington cities we serve →
For Kent, WA: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. Kent is served remotely — we keep no office there.
Asked by Kent buyers, answered here.
What counts as a conforming loan amount in Kent?
Kent sits in high-cost King County, so conforming stretches to $1,063,750 on a one-unit Kent home in 2026. FHFA publishes the schedule; we'll verify where your Kent numbers land.
Are high-balance loans common on Kent purchases?
Many Kent deals do cross into jumbo territory. The move on a Kent purchase is knowing where it sits against the limit — then shopping lenders built for that range.
What parts of Kent do you work in?
No corner of Kent is off the map: East Hill, West Hill, Downtown Kent, Scenic Hill, all covered. Pricing follows your Kent file, not the street.
I'm buying in Kent, WA — can you handle it?
We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Kent, WA file so Kent buyers still get many lenders shopped.
Do you serve areas near Kent?
Coverage doesn't stop at Kent: Auburn, Federal Way, Renton are all workable, each on its own county numbers.
What does the mortgage process look like from Kent?
Simple: one call to map the Kent plan, then documents and updates online. Licensed partner brokers handle WA licensing while your Kent loan gets shopped — start to close, remotely.
Let's get you home in Kent.
Tell us where in Kent you're headed — the program match and the Kent lender legwork are on us.