Kent, WA
Kent, WA home loans, built for Kent's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Kent's price points — not a one-size template.
How Kent buyers get to the closing table.
Kent occupies the Green River Valley between Seattle and Tacoma as the industrial and logistics spine of King County, with Boeing supply-chain, Amazon, and UPS employers; buyers get King County addresses and Seattle access via Sounder rail well below Bellevue or Renton prices.
That market shapes the loan. Because King County is a high-cost area, the 2026 one-unit conforming limit is $1,063,750 — above the national baseline. So many Kent buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,063,750 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Kent from the ground up — close to the historic Mary Olson Farm. We finance homes across East Hill, West Hill, Downtown Kent, and Scenic Hill — and every other corner of Kent. Looking for a mortgage broker near you in Kent? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Kent market knowledge
Near the historic Mary Olson Farm, across East Hill, West Hill, Downtown Kent — we know how Kent prices and programs actually work.
High-balance & jumbo ready
Kent runs above the national norm — we structure high-balance, jumbo, VA financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Kent file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Kent loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Kent, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Kent financing that fits the home and the borrower.
For Kent we lean on high-balance, jumbo, VA through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Kent, we also help buyers in Auburn, Federal Way, Renton. See all Washington cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Kent, WA buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Kent office.
Kent mortgage questions, answered.
What's the 2026 conforming loan limit in Kent?
In King County, the 2026 conforming loan limit is $1,063,750 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Kent?
Not always. Many Kent homes can be financed with high-balance conforming loans up to $1,063,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Kent neighborhoods do you serve?
We serve buyers across Kent, including East Hill, West Hill, Downtown Kent. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Kent, WA?
Yes. We help Kent homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate WA financing for you.
Do you serve areas near Kent?
Yes — we also work with buyers in nearby Auburn, Federal Way, Renton. Same process, local loan-limit details for each.
Let's finance your Kent home.
Straight answers on your Kent options, and a broker who shops the whole market so you don't have to.