Burien, WA
The straight path to a Burien mortgage.
Your Burien budget picks the program — conventional, high-balance, jumbo — and we handle the Burien lender legwork, whether you're eyeing Olde Burien or beyond.
Can Choice Home Mortgage help me buy a home in Burien, WA?
Yes. Choice Home Mortgage helps Burien buyers and homeowners through licensed partner brokers who handle the Washington licensing, while we coordinate the Burien file and compare many lenders for it. We are a family-owned broker licensed in California (NMLS #2629064), and owner Esther Buede coordinates your loan from the first call to closing.
The 2026 conforming limit for a one-unit Burien home is $1,063,750 (King County, per FHFA). We start every Burien file by placing the price against that number, then handle the application, documents and updates by phone and online.
How Burien buyers reach closing in Burien.
Burien is one of King County’s most accessible entry points — a suburban city with 5.5 miles of Puget Sound shoreline, 10 miles from downtown Seattle, with prices structurally below Bellevue and Redmond; the Town Square redevelopment cemented its identity as a walkable, transit-accessible community for buyers priced out of the Seattle core.
That Burien market shapes the loan. King County counts as high-cost, so Burien buyers get a $1,063,750 one-unit ceiling on 2026 Burien purchases. Plenty of Burien purchases cross that $1,063,750 threshold, so the right high-balance or jumbo structure is routine Burien work for us. Burien’s price tier is solidly middle-of-market, the same reality behind King County’s high-cost limit. Limits per FHFA 2026; verify your scenario with us.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
49,000-plus residents make Burien home — across Olde Burien, Seahurst, and between — with Renton and Seattle nearby. Seahurst Park on Puget Sound to the Burien line — that’s ground we know well. Buyers come to us from Olde Burien, Three Tree Point, North Highline, and Seahurst, and from every other part of Burien. No drive needed in Burien: licensed partner brokers originate Burien loans, we coordinate them by phone and online, and our read on the Burien market comes with it. Washington coverage here spans 28 cities, Burien among them — each on its own county limits, each shopped the same way.
The broker difference, Burien edition.
Burien know-how
We work Burien street by street — Olde Burien, Three Tree Point, North Highline and beyond — matching each neighborhood's prices to programs that fit.
First-time & assistance
Conventional, high-balance, jumbo carry most Burien purchases — and we check every assistance program a Burien file qualifies for.
Lenders shopped for you
Burien buyers bring us one file; we bring it to a market of lenders, and the competition does the rest.
Direct to the owner
The owner, Esther Buede, is who Burien buyers talk to, and she coordinates the Burien file with our licensed partner brokers.
Your Burien loan, one owner's desk.
Your Burien file is coordinated by owner Esther Buede (individual NMLS #2003644) personally, and Burien, Three Tree Point included, gets her full attention. Choice Home Mortgage has worked that way since 2005. Meet the family behind CHM →
“Esther made this transition so smooth and seamless for us. This team is amazing and we could not have chosen a better partner in the journey!”
Matched to your Burien purchase, not a template.
Between Seahurst Park on Puget Sound and everything around it, Burien conventional demand stays steady. Conventional, high-balance, jumbo carry most of our Burien work (via our licensed partner-broker network) — and beyond those, Burien buyers get the full menu: VA, non-QM, FHA, and conventional. Ready or just curious — buying, refinancing, or running scenarios — apply online or call (949) 522-7310.
The programs that come up most for Burien buyers: high-balance, jumbo, conventional.
Burien 1099 and business-owner borrowers get their own path here, qualifying on bank-statement income instead of W-2s; Burien investors have bridge financing too. King County’s 2026 conforming and FHA limits, by unit count are laid out in full if you’re comparing property types. Burien is one of the King County communities we serve — see the county overview.
Buyers in Renton, Seattle, Kent get the same treatment as Burien files. Every Washington city we cover →
Working with Burien, WA buyers through licensed partner brokers — Choice Home Mortgage, California-licensed, NMLS #2629064. Equal Housing Opportunity. No Burien office — we work with Burien buyers remotely.
What Burien buyers ask us first.
How much can Burien buyers borrow and stay conforming?
$1,063,750 is the 2026 conforming limit for a single-family home in Burien, based on FHFA's figure for King County. Loans from $832,750 up to $1,063,750 count as high-balance conforming in high-cost King County; above $1,063,750, the loan is jumbo. For two units, the King County conforming limit is $1,361,800.
Do Burien first-time buyers have good loan options?
Yes. First-time buyers in Burien can choose from conventional and FHA loans, and down-payment assistance where they qualify. Some conventional programs accept 3% down from first-time buyers. An FHA loan on one unit in King County can go to $1,063,750 in 2026 (HUD). FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Do you cover all of Burien?
Yes, we cover all of Burien, including Olde Burien, Three Tree Point, North Highline and Seahurst. What changes from one neighborhood to the next is the price and the appraisal, since the appraiser compares recent sales nearby. Wherever the address is, from Olde Burien to Seahurst, a licensed partner broker originates the loan and we coordinate it by phone and online.
Are you set up to arrange loans in Burien, WA?
Yes. Burien loans are arranged through licensed partner brokers in Washington, with Choice Home Mortgage coordinating the file. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Burien office, so the application, documents and updates run by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
What about the towns just past the Burien line?
We cover those too: Renton, Seattle and Kent are in our service area along with Burien. Every address is checked against its own county's 2026 limit before we quote. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Burien file.
What does the mortgage process look like from Burien?
From Burien, the whole mortgage process runs by phone and online: you apply online, upload documents and get updates as the loan moves. A licensed partner broker in Washington originates the loan, and Choice Home Mortgage (California NMLS #2629064) coordinates it and compares many lenders. Owner Esther Buede is your point of contact from the first call to closing.
Buying near Burien? We cover that too
Start your Burien loan today.
One conversation, zero pressure — your Burien plan mapped and a market of lenders put to work on the Burien file.