Greeley, CO

First-time buying in Greeley, CO? Start here.

Real Greeley prices, real programs — FHA, USDA, conventional — matched to what your Greeley file qualifies for, in Promontory and citywide.

The Greeley market

Greeley prices, programs, and the path through.

Greeley anchors Weld County — one of the most productive agricultural and oil-and-gas counties in the country, an economy locally rooted and inflation-resistant; the University of Northern Colorado provides a stable base, and the US-34/I-25 corridor gives commuter access to Fort Collins and Denver without the Front Range premium.

So the Greeley strategy starts with the market, not the rate sheet. 2026 gives Greeley buyers a $832,750 conforming cap on one-unit homes — Weld County sits at the national baseline. That $832,750 ceiling covers most Greeley price points — conventional, FHA, down-payment-assistance all stay on the Greeley table. FHFA sets these limits annually; run your scenario by us.

~97kGreeley residents
$832,7502026 conforming ceiling (Weld)
4+Greeley neighborhoods served
Since 2005Family owned and operated

Roughly 96,000-plus people call Greeley home, spread from Promontory to West Side/UNC, with Loveland and Fort Collins minutes away. Our Greeley picture runs street-level, Island Grove Regional Park and the Greeley Stampede and all. From Promontory, Downtown Greeley, Westmoor, and West Side/UNC to everywhere else on the Greeley map — the financing reaches all of it. From anywhere in Greeley, the whole process runs by phone and online — local Greeley market reads included, commute not required. Colorado coverage here spans 21 cities, Greeley among them — each on its own county limits, each shopped the same way.

What Greeley buyers get

One file, many lenders, Greeley terms.

Greeley market knowledge

We work Greeley street by street — Promontory, Downtown Greeley, Westmoor and beyond — matching each neighborhood's prices to programs that fit.

First-time & assistance

We open most Greeley files with FHA, USDA, conventional, then layer in whatever down-payment help your Greeley numbers qualify for.

Many lenders, one file

A Greeley mortgage should be bid on. We take your Greeley file to many lenders and let the best terms win.

The owner, on your file

In Greeley you get the owner, Esther Buede, personally — no queue for Greeley files, and the Greeley attention shows in our reviews.

Your Greeley mortgage expert

One expert on the Greeley file, start to keys.

Every Greeley file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Greeley plans — Downtown Greeley or anywhere Greeley — and your name from the first call. Meet the family behind CHM →

“Esther made this transition so smooth and seamless for us. This team is amazing and we could not have chosen a better partner in the journey!”
S. DeGraffFHA Streamline refinance — Google review
Loans & nearby areas

Programs shaped to Greeley price tags.

Greeley’s pull — think Island Grove Regional Park and the Greeley Stampede — keeps FHA work coming. Greeley files most often land on FHA, USDA, conventional through our licensed partner-broker network — and past those, every Greeley option gets shopped: conventional, FHA, VA, and non-QM. Start where it suits you: buying, refinancing, or testing the numbers — begin online or call (949) 522-7310.

Close to Greeley, we also help buyers in Loveland, Fort Collins, Longmont. All our Colorado coverage, city by city →

Greeley, CO buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve Greeley remotely; there is no local Greeley office.

FAQ

Greeley questions we hear most.

How high can a conforming loan go in Greeley?

Greeley follows the $832,750 national baseline for 2026; a bigger Greeley loan goes jumbo. FHFA-published — we'll check your exact numbers.

What's the usual first mortgage for a Greeley buyer?

Greeley first-timers usually land on conventional, FHA, USDA. We run the numbers on each for your Greeley budget and flag any assistance programs your file can claim.

Does it matter where in Greeley I'm buying?

No corner of Greeley is off the map: Promontory, Downtown Greeley, Westmoor, West Side/UNC, all covered. Pricing follows your Greeley file, not the street.

Do you work with Greeley, CO buyers?

We do — via licensed partner brokers. We're California-licensed (NMLS #2629064) and quarterback the Greeley, CO file so Greeley buyers still get many lenders shopped.

Do you serve areas near Greeley?

Covered — Loveland, Fort Collins, Longmont all run the same play as Greeley, with each county's own limit checked before anything is quoted.

How does the process run for a Greeley buyer working with you?

Simple: one call to map the Greeley plan, then documents and updates online. Licensed partner brokers handle CO licensing while your Greeley loan gets shopped — start to close, remotely.

Next stop: your Greeley address.

One conversation, zero pressure — your Greeley plan mapped and a market of lenders put to work on the Greeley file.