Greeley, CO
First-time buying in Greeley, CO? Start here.
Real Greeley prices, real programs — FHA, USDA, conventional — matched to what your Greeley file qualifies for, in Promontory and citywide.
Who can help me get a mortgage in Greeley, CO?
Choice Home Mortgage can. We arrange Greeley home loans through licensed partner brokers in Colorado and coordinate each Greeley file ourselves; our own license is California's (NMLS #2629064). Owner Esther Buede coordinates it personally, and we compare many lenders for it.
The 2026 conforming limit for a one-unit Greeley home is $832,750 (Weld County, per FHFA). We start every Greeley file by placing the price against that number, then handle the application, documents and updates by phone and online.
Greeley prices, programs, and the path through.
Greeley anchors Weld County — one of the most productive agricultural and oil-and-gas counties in the country, an economy locally rooted and inflation-resistant; the University of Northern Colorado provides a stable base, and the US-34/I-25 corridor gives commuter access to Fort Collins and Denver without the Front Range premium.
So the Greeley strategy starts with the market, not the rate sheet. 2026 gives Greeley buyers a $832,750 conforming cap on one-unit homes — Weld County sits at the national baseline. That $832,750 ceiling covers most Greeley price points — conventional, FHA, down-payment-assistance all stay on the Greeley table. Price-wise, Greeley runs entry-level. FHFA sets these limits annually; run your scenario by us.
2026 loan limits checked against FHFA’s county file; this page was last updated October 13, 2026.
Roughly 96,000-plus people call Greeley home, spread from Promontory to West Side/UNC, with Loveland and Fort Collins minutes away. Our Greeley picture runs street-level, Island Grove Regional Park and the Greeley Stampede and all. From Promontory, Downtown Greeley, Westmoor, and West Side/UNC to everywhere else on the Greeley map — the financing reaches all of it. From anywhere in Greeley, the whole process runs by phone and online — local Greeley market reads included, commute not required. Colorado coverage here spans 21 cities, Greeley among them — each on its own county limits, each shopped the same way.
One file, many lenders, Greeley terms.
Greeley market knowledge
We work Greeley street by street — Promontory, Downtown Greeley, Westmoor and beyond — matching each neighborhood's prices to programs that fit.
First-time & assistance
We open most Greeley files with FHA, USDA, conventional, then layer in whatever down-payment help your Greeley numbers qualify for.
Many lenders, one file
A Greeley mortgage should be bid on. We take your Greeley file to many lenders and let the best terms win.
The owner, coordinating
Esther Buede, the owner, coordinates your Greeley loan start to finish; our Google reviews show Greeley buyers why that matters.
One coordinator on the Greeley file, start to keys.
Every Greeley file has one coordinator: owner Esther Buede (individual NMLS #2003644). She’ll know your Greeley plans, Downtown Greeley or anywhere in Greeley, and your name from the first call. Meet the family behind CHM →
“Esther made this transition so smooth and seamless for us. This team is amazing and we could not have chosen a better partner in the journey!”
Programs shaped to Greeley price tags.
Greeley’s pull — think Island Grove Regional Park and the Greeley Stampede — keeps FHA work coming. Greeley files most often land on FHA, USDA, conventional through our licensed partner-broker network — and past those, every Greeley option gets shopped: conventional, FHA financing, VA, and non-QM. Start where it suits you: buying, refinancing your mortgage, or testing the numbers — begin online or call (949) 522-7310.
Greeley buyers most often work with conventional, FHA, USDA, down-payment-assistance.
Greeley borrowers who work for themselves get their own path here, qualifying on bank-statement income instead of W-2s. See Weld County’s complete 2026 loan-limit table for the one- through four-unit numbers behind that figure.
Close to Greeley, we also help buyers in Loveland, Fort Collins, Longmont. All our Colorado coverage, city by city →
Greeley, CO buyers work with us through licensed partner brokers; Choice Home Mortgage is licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve Greeley remotely; there is no local Greeley office.
Greeley questions we hear most.
How high can a conforming loan go in Greeley?
The 2026 conforming loan limit for a one-unit home in Greeley is $832,750, the figure FHFA set for Weld County. Weld County uses the $832,750 national baseline, so a larger loan is a jumbo loan, which each lender prices and underwrites under its own rules. For two units, the Weld County conforming limit is $1,066,250.
What's the usual first mortgage for a Greeley buyer?
For a first home in Greeley, the usual choices are conventional, FHA and USDA loans. Some conventional programs accept 3% down from first-time buyers. HUD's 2026 FHA limit for one unit in Weld County is $575,000. FHA loans allow 3.5% down with a credit score of 580 or higher, under HUD's rules.
Does it matter where in Greeley I'm buying?
No, not for the financing: we finance homes anywhere in Greeley, including Promontory, Downtown Greeley, Westmoor and West Side/UNC. Prices shift from street to street, and the appraisal follows recent nearby sales; the loan terms follow your credit, income and down payment. The Weld County conforming limit for one unit is $832,750 in 2026.
Do you work with Greeley, CO buyers?
Yes. We work with Greeley buyers through licensed partner brokers who hold the Colorado license, and we coordinate each file. Choice Home Mortgage is licensed in California (NMLS #2629064) and has no Greeley office, so the application, documents and updates run by phone and online. Owner Esther Buede coordinates the file, and many lenders compete for it.
Do you serve areas near Greeley?
Yes. Besides Greeley, we also arrange loans in Loveland, Fort Collins and Longmont through licensed partner brokers. Each town's conforming limit depends on its county, so we confirm the 2026 limit for the exact address before quoting. Licensed partner brokers originate those loans and Choice Home Mortgage coordinates them, the same way as a Greeley file.
How does the process run for a Greeley buyer working with you?
A Greeley buyer starts with one call to set the plan, then applies online, uploads documents and gets updates as the file moves. Licensed partner brokers cover the Colorado licensing, while Choice Home Mortgage (California NMLS #2629064) coordinates the file and the lender shopping. Owner Esther Buede is your point of contact from the first call to closing.
Buying near Greeley? We cover that too
Next stop: your Greeley address.
One conversation, zero pressure — your Greeley plan mapped and a market of lenders put to work on the Greeley file.