Boulder, CO
Boulder, CO home loans, built for Boulder's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Boulder's price points — not a one-size template.
Boulder home loans, the honest version.
Boulder’s supply constraint is structural, not cyclical: the city’s Blue Line service boundary and the county open-space program have permanently limited developable land, codified in policy; CU Boulder and federal research labs (NCAR, NOAA, NIST) anchor employment in above-median, stable sectors.
That market shapes the loan. Because Boulder County is a high-cost area, the 2026 one-unit conforming limit is $879,750 — above the national baseline. So many Boulder buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $879,750 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Boulder from the ground up — close to the Flatirons and Chautauqua Park. We finance homes across Mapleton Hill, Whittier, Table Mesa, and Martin Acres — and every other corner of Boulder. Looking for a mortgage broker near you in Boulder? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Boulder market knowledge
Near the Flatirons and Chautauqua Park, across Mapleton Hill, Whittier, Table Mesa — we know how Boulder prices and programs actually work.
High-balance & jumbo ready
Boulder runs among the priciest in Colorado — we structure high-balance, jumbo, conventional financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Boulder file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Boulder loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Boulder, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Matched to your Boulder purchase, not a template.
For Boulder we lean on high-balance, jumbo, conventional through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Boulder, we also help buyers in Longmont, Broomfield, Northglenn. See all Colorado cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Boulder, CO buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Boulder office.
Boulder mortgage questions, answered.
What's the 2026 conforming loan limit in Boulder?
In Boulder County, the 2026 conforming loan limit is $879,750 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Boulder?
Not always. Many Boulder homes can be financed with high-balance conforming loans up to $879,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Boulder neighborhoods do you serve?
We serve buyers across Boulder, including Mapleton Hill, Whittier, Table Mesa. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Boulder, CO?
Yes. We help Boulder homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate CO financing for you.
Do you serve areas near Boulder?
Yes — we also work with buyers in nearby Longmont, Broomfield, Northglenn. Same process, local loan-limit details for each.
Let's finance your Boulder home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Boulder purchase and shop the lenders for you.