Longmont, CO
Longmont home financing, minus the runaround.
Your Longmont purchase, financed on your terms — conventional, first-time-buyer, high-balance — with the Longmont legwork handled from Old Town Longmont on out.
Longmont home loans, the honest version.
Longmont sits at the foot of the Front Range, 15 minutes from Boulder and 40 from Denver, giving buyers proximity to two employment centers without Boulder prices; Seagate, GE Aviation, and IBM campuses anchor a workforce not dependent on a single sector.
So the Longmont strategy starts with the market, not the rate sheet. On a one-unit Longmont home, conforming reaches $879,750 for 2026 — the high-cost ceiling Boulder County carries. So many Longmont buyers use high-balance or jumbo financing — knowing where a Longmont purchase lands against that $879,750 line is half the work. The 2026 figures come from FHFA — your scenario gets checked, not assumed.
Call it 89,000-plus people: Longmont runs from Old Town Longmont to Quail Ridge, and Boulder and Loveland sit just outside the line. We can talk Longmont down to the blocks around the Callahan House in Old Town. Old Town Longmont, McIntosh Lake, Prospect New Town, and Quail Ridge — we finance homes in each of them, and everywhere else Longmont reaches. Longmont buyers reach us in one call; the loan runs online from there, with the Longmont market knowledge built in. We work 21 cities across Colorado; Longmont gets the same discipline as all of them — verify the Longmont numbers, then shop the loan.
Longmont deserves a real broker.
Longmont market knowledge
From the Callahan House in Old Town across Old Town Longmont, McIntosh Lake, Prospect New Town, we keep tabs on what Longmont homes actually go for and which programs carry them.
First Longmont home help
Conventional, first-time-buyer, high-balance carry most Longmont purchases — and we check every assistance program a Longmont file qualifies for.
We shop; you choose
A Longmont mortgage should be bid on. We take your Longmont file to many lenders and let the best terms win.
The owner, on your file
Owner Esther Buede guides your Longmont loan personally — the named expert Longmont clients would find praised across our Google reviews.
The owner works your file. Personally.
Your Longmont file belongs to owner Esther Buede (individual NMLS #2003644) personally — she’s guided buyers to closing since 2005, and Longmont — McIntosh Lake included — is no different. Meet the family behind CHM →
“I am a repeat customer. The service is spectacular.”
Your Longmont file decides the loan.
Longmont keeps us busy with conventional files — the draw of the Callahan House in Old Town doesn’t hurt. Through licensed partner brokers, Longmont buyers lean on conventional, first-time-buyer, high-balance most — and whatever else the Longmont numbers call for: conventional, FHA, non-QM, and VA. Jump in at any stage: buying, refinancing, or just running numbers — start your application here or call (949) 522-7310.
And around Longmont: Boulder, Loveland, Broomfield are all in reach. All our Colorado coverage, city by city →
For Longmont, CO: financing arranged through licensed partner brokers, coordinated by Choice Home Mortgage, licensed in California (NMLS #2629064). Equal Housing Opportunity. We serve this area; we do not maintain a Longmont office.
Straight answers for Longmont buyers.
Where does the Longmont conforming loan limit sit for 2026?
Longmont sits in high-cost Boulder County, so conforming stretches to $879,750 on a one-unit Longmont home in 2026. FHFA publishes the schedule; we'll verify where your Longmont numbers land.
Do Longmont first-time buyers have good loan options?
Most first-time Longmont buyers start with high-balance, conventional, first-time-buyer — and we check which assistance fits your Longmont purchase before you commit.
Are certain Longmont neighborhoods outside your coverage?
Every corner of Longmont, from Old Town Longmont, McIntosh Lake, Prospect New Town, Quail Ridge on out. A Longmont loan prices off your file, not the neighborhood.
I'm buying in Longmont, CO — can you handle it?
Through licensed partner brokers, yes — we quarterback the Longmont, CO process (California NMLS #2629064) while your Longmont file gets shopped across many lenders.
Can you help outside Longmont too?
Boulder, Loveland, Broomfield — all covered alongside Longmont, each with its own limit details worked in.
How do we work together on a Longmont purchase?
From Longmont it's phone-and-online end to end — apply digitally, upload documents, get updates as they happen. Licensed partner brokers cover the CO licensing side; you never sit in a lobby.
Longmont neighbors we also serve
Let's finance your Longmont home.
Tell us where in Longmont you're headed — the program match and the Longmont lender legwork are on us.