Longmont, CO
Your Longmont, CO mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Longmont — clear guidance from pre-approval through closing.
What financing a Longmont home really takes.
Longmont sits at the foot of the Front Range, 15 minutes from Boulder and 40 from Denver, giving buyers proximity to two employment centers without Boulder prices; Seagate, GE Aviation, and IBM campuses anchor a workforce not dependent on a single sector.
That market shapes the loan. Because Boulder County is a high-cost area, the 2026 one-unit conforming limit is $879,750 — above the national baseline. So many Longmont buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $879,750 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Longmont from the ground up — close to the Callahan House in Old Town. We finance homes across Old Town Longmont, McIntosh Lake, Prospect New Town, and Quail Ridge — and every other corner of Longmont. Looking for a mortgage broker near you in Longmont? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Longmont market knowledge
Near the Callahan House in Old Town, across Old Town Longmont, McIntosh Lake, Prospect New Town — we know Longmont's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Longmont buyers often start with high-balance, conventional, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Longmont file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Longmont loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Longmont, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
The right Longmont loan for your situation.
For Longmont we lean on high-balance, conventional, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Longmont, we also help buyers in Boulder, Loveland, Broomfield. See all Colorado cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Longmont, CO buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Longmont office.
Longmont mortgage questions, answered.
What's the 2026 conforming loan limit in Longmont?
In Boulder County, the 2026 conforming loan limit is $879,750 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Longmont?
Most Longmont buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Longmont neighborhoods do you serve?
We serve buyers across Longmont, including Old Town Longmont, McIntosh Lake, Prospect New Town. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Longmont, CO?
Yes. We help Longmont homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate CO financing for you.
Do you serve areas near Longmont?
Yes — we also work with buyers in nearby Boulder, Loveland, Broomfield. Same process, local loan-limit details for each.
Let's finance your Longmont home.
Talk to the owner directly. We'll map the right loan for your Longmont home and put lenders in competition for it.