Fresno, CA
Buy your first Fresno home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Fresno budgets. We walk you through every step.
Fresno home loans, the honest version.
Fresno is the hub of the San Joaquin Valley and the Central Valley’s most attainable entry into California homeownership, drawing price-displaced buyers from the Bay Area and Los Angeles.
That market shapes the loan. In Fresno County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Fresno purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Fresno from the ground up — close to the Tower Theatre and Tower District. We finance homes across Tower District, Fig Garden, Woodward Park, and Old Fig Garden — and every other corner of Fresno. Looking for a mortgage broker near you in Fresno? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Fresno market knowledge
Near the Tower Theatre and Tower District, across Tower District, Fig Garden, Woodward Park — we know Fresno's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Fresno buyers often start with FHA, first-time-buyer, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Fresno file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Fresno loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Fresno, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Matched to your Fresno purchase, not a template.
For Fresno we lean on FHA, first-time-buyer, down-payment-assistance — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Fresno, we also help buyers in Clovis, Madera, Hanford. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Fresno mortgage questions, answered.
What's the 2026 conforming loan limit in Fresno?
In Fresno County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Fresno?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Fresno. We match you to the ones you qualify for.
Which Fresno neighborhoods do you serve?
We serve buyers across Fresno, including Tower District, Fig Garden, Woodward Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Fresno?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Fresno and the surrounding area.
Do you serve areas near Fresno?
Yes — we also work with buyers in nearby Clovis, Madera, Hanford. Same process, local loan-limit details for each.
Let's finance your Fresno home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Fresno purchase and shop the lenders for you.