Flint, MI
Buy your first Flint, MI home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Flint budgets. We walk you through every step.
Flint home loans, the honest version.
Flint’s home prices are among the lowest of any US city over 100,000 residents, giving buyers extraordinary purchasing power; ongoing redevelopment anchored by state investment and a university presence creates structural demand for affordable homeownership from buyers priced out of metro Detroit.
That market shapes the loan. In Genesee County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Flint purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Flint from the ground up — close to the Flint Cultural Center. We finance homes across Carriage Town, Mott Park, Civic Park, and College Cultural — and every other corner of Flint. Looking for a mortgage broker near you in Flint? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Flint market knowledge
Near the Flint Cultural Center, across Carriage Town, Mott Park, Civic Park — we know Flint's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Flint buyers often start with FHA, first-time-buyer, down-payment-assistance — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Flint file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Flint loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Flint, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Matched to your Flint purchase, not a template.
For Flint we lean on FHA, first-time-buyer, down-payment-assistance through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Flint, we also help buyers in Saginaw, Pontiac, Rochester Hills. See all Michigan cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Flint, MI buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Flint office.
Flint mortgage questions, answered.
What's the 2026 conforming loan limit in Flint?
In Genesee County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Flint?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Flint. We match you to the ones you qualify for.
Which Flint neighborhoods do you serve?
We serve buyers across Flint, including Carriage Town, Mott Park, Civic Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Flint, MI?
Yes. We help Flint homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate MI financing for you.
Do you serve areas near Flint?
Yes — we also work with buyers in nearby Saginaw, Pontiac, Rochester Hills. Same process, local loan-limit details for each.
Let's finance your Flint home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Flint purchase and shop the lenders for you.