Fairfield, CA
Your Fairfield mortgage, done right.
FHA, VA (primary), conventional programs sized to Fairfield budgets — matched to your Fairfield file, from Rancho Solano to every corner of Fairfield.
Fairfield home loans, the honest version.
Fairfield sits at the midpoint of the I-80 corridor between San Francisco and Sacramento, offering commuter access to two job markets without either’s price premium; Travis Air Force Base — the busiest air-mobility port on the West Coast — anchors the economy and a stable base of VA-eligible buyers.
The loan has to fit the Fairfield picture. Fairfield follows Solano County’s national-baseline limit for 2026: $832,750 on a one-unit Fairfield home. Most Fairfield purchases sit comfortably under that $832,750 line, keeping conventional, FHA, and VA (primary) open for Fairfield buyers. Per FHFA’s 2026 schedule — we’ll check your exact numbers.
Roughly 109,000-plus people call Fairfield home, spread from Rancho Solano to Cordelia, with Vacaville and Vallejo minutes away. Fairfield isn’t an abstraction to us — we know it down to Travis Air Force Base. We finance homes across Rancho Solano, Green Valley, Paradise Valley, and Cordelia — and every other corner of Fairfield. A Fairfield broker without the drive: we handle Fairfield loans by phone and online, and the Fairfield market knowledge travels with us.
What working with us looks like.
Fairfield market knowledge
We work Fairfield street by street — Rancho Solano, Green Valley, Paradise Valley and beyond — matching each neighborhood's prices to programs that fit.
First-time & assistance
FHA, VA (primary), conventional carry most Fairfield purchases — and we check every assistance program a Fairfield file qualifies for.
Lenders shopped for you
Your Fairfield file gets shopped across many lenders — a broker working Fairfield, not one bank's sales desk.
Owner-handled
Owner Esther Buede guides your Fairfield loan personally — the named expert Fairfield clients would find praised across our Google reviews.
One owner, handling your whole loan.
Every Fairfield file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Fairfield plans — Green Valley or anywhere Fairfield — and your name from the first call. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Matched to your Fairfield purchase, not a template.
Demand around Travis Air Force Base keeps FHA activity steady in Fairfield. For Fairfield we lean on FHA, VA (primary), conventional — but whatever fits your Fairfield file, we shop it: FHA, conventional, jumbo, VA, and non-QM. Come in at your own pace — buying, refinancing, or comparing paths — start your application here or call (949) 522-7310.
If the down payment is the wall between you and a Fairfield home, read what assistance actually exists right now — CalHFA reaches Fairfield.
And around Fairfield: Vacaville, Vallejo, Napa are all in reach. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker serving Fairfield — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Fairfield home-loan questions, straight answers.
Where does the Fairfield conforming loan limit sit for 2026?
For Fairfield buyers, conforming runs to $832,750 in 2026; beyond that a Fairfield purchase shops jumbo. FHFA figures — we'll verify yours.
How do first-time buyers usually finance a Fairfield home?
For Fairfield first-timers the workhorses are VA (primary), conventional, FHA. We match Fairfield buyers to the down-payment and first-time programs their file qualifies for.
Which Fairfield neighborhoods do you serve?
Every corner of Fairfield, from Rancho Solano, Green Valley, Paradise Valley, Cordelia on out. A Fairfield loan prices off your file, not the neighborhood.
Do you actually know the Fairfield market?
Yes — we're a family-owned California broker (NMLS #2629064) and Fairfield sits squarely in coverage. Fairfield files run remotely, owner-handled for every Fairfield client.
Do you cover the towns around Fairfield?
Vacaville, Vallejo, Napa — all covered alongside Fairfield, each with its own limit details worked in.
Let's finance your Fairfield home.
Tell us about the Fairfield home you want — we'll match the program and make lenders compete for your Fairfield loan.