Clovis, CA
Your Clovis mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Clovis — clear guidance from pre-approval through closing.
What financing a Clovis home really takes.
Clovis is the premium residential tier of the Fresno metro, drawing buyers who work in Fresno’s healthcare, agriculture, and government sectors but prioritize the highly-rated Clovis Unified School District; its Sierra foothill setting adds recreational access other Central Valley cities can’t replicate.
That market shapes the loan. In Fresno County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Clovis purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Clovis from the ground up — close to Old Town Clovis. We finance homes across Old Town Clovis, Loma Vista, Deauville, and Quail Lakes — and every other corner of Clovis. Looking for a mortgage broker near you in Clovis? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Clovis market knowledge
Near Old Town Clovis, across Old Town Clovis, Loma Vista, Deauville — we know Clovis's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Clovis buyers often start with conventional, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Clovis file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Clovis loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Clovis, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
The right Clovis loan for your situation.
For Clovis we lean on conventional, FHA, first-time-buyer — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Clovis, we also help buyers in Fresno, Madera, Hanford. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Clovis mortgage questions, answered.
What's the 2026 conforming loan limit in Clovis?
In Fresno County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Clovis?
Most Clovis buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Clovis neighborhoods do you serve?
We serve buyers across Clovis, including Old Town Clovis, Loma Vista, Deauville. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Clovis?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Clovis and the surrounding area.
Do you serve areas near Clovis?
Yes — we also work with buyers in nearby Fresno, Madera, Hanford. Same process, local loan-limit details for each.
Let's finance your Clovis home.
Talk to the owner directly. We'll map the right loan for your Clovis home and put lenders in competition for it.