Amarillo, TX
From renting in Amarillo to owning in Amarillo.
Your Amarillo budget picks the program — first-time-buyer, conventional, FHA — and we handle the Amarillo lender legwork, whether you're eyeing San Jacinto Heights or beyond.
What it costs to buy in Amarillo — and how to finance it.
Amarillo is the regional economic hub of the Texas Panhandle, anchored by the Pantex plant, BSA Health System, and agricultural processing — industries that generate stable, recession-resistant employment.
That’s the Amarillo backdrop the loan has to fit. The 2026 conforming number for Amarillo buyers in Potter County is $832,750 — the baseline every Amarillo file starts from. Since typical Amarillo prices stay under $832,750, an Amarillo buyer keeps conventional, FHA, and first-time-buyer all in play. FHFA sets these limits annually; run your scenario by us.
Amarillo counts 196,000-plus residents, San Jacinto Heights to Bivins, with Lubbock and Wichita Falls close enough to house-hunt the same weekend. Our Amarillo knowledge is street-level — the area around Cadillac Ranch on Route 66 included. We finance homes across San Jacinto Heights, Wolflin, Eastridge, and Bivins — and every other corner of Amarillo. Searching “mortgage broker near me” from Amarillo? We cover Amarillo by phone and online — Amarillo-level market help, no office visit. Amarillo is one of 83 Texas markets we cover, and every Texas file gets the same treatment: real Amarillo numbers first, then lenders competing on them.
Amarillo deserves a real broker.
Local Amarillo insight
Near Cadillac Ranch on Route 66, across San Jacinto Heights, Wolflin, Eastridge — we know Amarillo's neighborhoods, prices, and the programs that fit them.
Down-payment friendly
First-time-buyer, conventional, FHA carry most Amarillo purchases — and we check every assistance program an Amarillo file qualifies for.
Many lenders, one file
Your Amarillo file gets shopped across many lenders — a broker working Amarillo, not one bank's sales desk.
Direct to the owner
Your Amarillo file is handled by owner Esther Buede herself — in Amarillo or Lubbock, hers is the name buyers recognize from our reviews.
The owner works your file. Personally.
Every Amarillo file lands on one desk: owner Esther Buede’s (individual NMLS #2003644). Closing loans since 2005, she’ll know your Amarillo plans — Wolflin or anywhere Amarillo — and your name from the first call. Meet the family behind CHM →
“This Duo is amazing. Esther helped with all of the loan documentation and made the whole process the best house buying experience we've ever had.”
Amarillo financing that fits the home and the borrower.
Amarillo’s pull — think Cadillac Ranch on Route 66 — keeps first-time-buyer work coming. Through licensed partner brokers, Amarillo buyers lean on first-time-buyer, conventional, FHA most — and whatever else the Amarillo numbers call for: VA, FHA, non-QM, and conventional. Any starting point works: buying, refinancing, or simply exploring — apply online or call (949) 522-7310.
And around Amarillo: Lubbock, Wichita Falls, Midland are all in reach. Browse our Texas service areas →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Amarillo, TX buyers through licensed partner brokers. Equal Housing Opportunity. No Amarillo office — we work with Amarillo buyers remotely.
Amarillo mortgage questions, answered.
What loan size keeps an Amarillo mortgage conforming?
The 2026 number covering Amarillo is $832,750 on a single-family home; above it, jumbo guidelines apply to Amarillo purchases. Per FHFA; confirm with us.
Do Amarillo first-time buyers have good loan options?
Start with FHA, first-time-buyer, conventional — those carry most first Amarillo purchases. We'll check what your Amarillo file qualifies for, including any down-payment help, before you pick a lane.
Can you finance a home anywhere in Amarillo?
We work Amarillo citywide — San Jacinto Heights, Wolflin, Eastridge, Bivins included. Where in Amarillo you buy doesn't change how hard we shop.
I'm buying in Amarillo, TX — can you handle it?
We're licensed in California (NMLS #2629064) and team with licensed partner brokers for TX, so an Amarillo buyer gets the same many-lenders shopping with the licensing handled properly.
Do you cover the towns around Amarillo?
Coverage doesn't stop at Amarillo: Lubbock, Wichita Falls, Midland are all workable, each on its own county numbers.
How do we work together on an Amarillo purchase?
No office needed. An Amarillo file moves digitally — application through final documents — with us coordinating lenders and licensed partner brokers covering TX.
Next stop: your Amarillo address.
Tell us where in Amarillo you're headed — the program match and the Amarillo lender legwork are on us.