Amarillo, TX
Buy your first Amarillo, TX home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Amarillo budgets. We walk you through every step.
Inside the Amarillo mortgage market.
Amarillo is the regional economic hub of the Texas Panhandle, anchored by the Pantex plant, BSA Health System, and agricultural processing — industries that generate stable, recession-resistant employment.
That market shapes the loan. In Potter County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Amarillo purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and first-time-buyer options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Amarillo from the ground up — close to Cadillac Ranch on Route 66. We finance homes across San Jacinto Heights, Wolflin, Eastridge, and Bivins — and every other corner of Amarillo. Looking for a mortgage broker near you in Amarillo? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Amarillo market knowledge
Near Cadillac Ranch on Route 66, across San Jacinto Heights, Wolflin, Eastridge — we know Amarillo's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Amarillo buyers often start with FHA, first-time-buyer, conventional — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Amarillo file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Amarillo loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Amarillo, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!”
Built around your Amarillo home, not a shelf product.
For Amarillo we lean on FHA, first-time-buyer, conventional through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Amarillo, we also help buyers in Lubbock, Wichita Falls, Midland. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Amarillo, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Amarillo office.
Amarillo mortgage questions, answered.
What's the 2026 conforming loan limit in Amarillo?
In Potter County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Amarillo?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Amarillo. We match you to the ones you qualify for.
Which Amarillo neighborhoods do you serve?
We serve buyers across Amarillo, including San Jacinto Heights, Wolflin, Eastridge. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Amarillo, TX?
Yes. We help Amarillo homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Amarillo?
Yes — we also work with buyers in nearby Lubbock, Wichita Falls, Midland. Same process, local loan-limit details for each.
Let's finance your Amarillo home.
No call center — just Esther. We'll find the program that fits your Amarillo purchase and do the lender legwork.