Wichita Falls, TX
Buy your first Wichita Falls, TX home with confidence.
FHA, down-payment-assistance, and first-time-buyer programs that fit Wichita Falls budgets. We walk you through every step.
How Wichita Falls buyers get to the closing table.
Wichita Falls carries one of Texas’s lowest median prices among cities with a four-year university and a major military base; Sheppard Air Force Base’s permanent personnel and training pipeline create a recurring pool of VA-eligible buyers on predictable rotations.
That market shapes the loan. In Wichita County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Wichita Falls purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Wichita Falls from the ground up — close to Sheppard Air Force Base. We finance homes across Tanglewood, Sikes Estates, Fountain Park North, and West Floral Heights — and every other corner of Wichita Falls. Looking for a mortgage broker near you in Wichita Falls? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Wichita Falls market knowledge
Near Sheppard Air Force Base, across Tanglewood, Sikes Estates, Fountain Park North — we know Wichita Falls's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Wichita Falls buyers often start with VA (primary), FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Wichita Falls file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Wichita Falls loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Wichita Falls, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Wichita Falls financing that fits the home and the borrower.
For Wichita Falls we lean on VA (primary), FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Wichita Falls, we also help buyers in Denton, Keller, Flower Mound. See all Texas cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Wichita Falls, TX buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Wichita Falls office.
Wichita Falls mortgage questions, answered.
What's the 2026 conforming loan limit in Wichita Falls?
In Wichita County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
What loans help first-time buyers in Wichita Falls?
FHA loans, down-payment-assistance, and first-time-buyer programs are common paths in Wichita Falls. We match you to the ones you qualify for.
Which Wichita Falls neighborhoods do you serve?
We serve buyers across Wichita Falls, including Tanglewood, Sikes Estates, Fountain Park North. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Wichita Falls, TX?
Yes. We help Wichita Falls homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate TX financing for you.
Do you serve areas near Wichita Falls?
Yes — we also work with buyers in nearby Denton, Keller, Flower Mound. Same process, local loan-limit details for each.
Let's finance your Wichita Falls home.
Straight answers on your Wichita Falls options, and a broker who shops the whole market so you don't have to.