Tempe, AZ
Your Tempe, AZ mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Tempe — clear guidance from pre-approval through closing.
What financing a Tempe home really takes.
Arizona State University’s large Tempe campus creates a structural floor of rental and purchase demand, while Tempe’s position equidistant from Phoenix, Scottsdale, and Chandler job centers on the light-rail spine compounds commuter-driven ownership pressure.
That market shapes the loan. In Maricopa County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Tempe purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and FHA options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Tempe from the ground up — close to ASU Gammage (a Frank Lloyd Wright design). We finance homes across Mill Avenue District, Broadmor, Mitchell Park, and Kiwanis Park — and every other corner of Tempe. Looking for a mortgage broker near you in Tempe? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Tempe market knowledge
Near ASU Gammage (a Frank Lloyd Wright design), across Mill Avenue District, Broadmor, Mitchell Park — we know Tempe's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Tempe buyers often start with conventional, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Tempe file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Tempe loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Tempe, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“Painless and no hidden surprises. Choice Home Mortgage is a company I can trust.”
The right Tempe loan for your situation.
For Tempe we lean on conventional, FHA, first-time-buyer through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Tempe, we also help buyers in Mesa, Scottsdale, Chandler. See all Arizona cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Tempe, AZ buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Tempe office.
Tempe mortgage questions, answered.
What's the 2026 conforming loan limit in Tempe?
In Maricopa County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Tempe?
Most Tempe buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Tempe neighborhoods do you serve?
We serve buyers across Tempe, including Mill Avenue District, Broadmor, Mitchell Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Tempe, AZ?
Yes. We help Tempe homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate AZ financing for you.
Do you serve areas near Tempe?
Yes — we also work with buyers in nearby Mesa, Scottsdale, Chandler. Same process, local loan-limit details for each.
Let's finance your Tempe home.
Talk to the owner directly. We'll map the right loan for your Tempe home and put lenders in competition for it.