Scottsdale, AZ
Scottsdale, AZ home loans, built for Scottsdale's market.
From high-balance and jumbo financing to move-up and refinance, we structure the loan around Scottsdale's price points — not a one-size template.
Scottsdale home loans, the honest version.
Scottsdale anchors the luxury tier of the Phoenix metro and is a premier Southwest resort and residential destination; its median runs well above the metro, a genuine jumbo market where conforming purchases are the floor.
That market shapes the loan. In Maricopa County, the 2026 one-unit conforming limit is the national baseline of $832,750. Most Scottsdale purchases sit comfortably under that $832,750 line, which keeps conventional, FHA, and high-balance options on the table. Limits per FHFA 2026; verify your scenario with us.
We work Scottsdale from the ground up — close to Taliesin West and the McDowell Mountains. We finance homes across Old Town Scottsdale, McCormick Ranch, Gainey Ranch, and DC Ranch/Silverleaf — and every other corner of Scottsdale. Looking for a mortgage broker near you in Scottsdale? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Scottsdale market knowledge
Near Taliesin West and the McDowell Mountains, across Old Town Scottsdale, McCormick Ranch, Gainey Ranch — we know how Scottsdale prices and programs actually work.
Move-up & jumbo ready
Scottsdale runs among the priciest in Arizona — we structure jumbo, high-balance financing around its price points.
Lenders shopped for you
As a broker we put many lenders in competition for your Scottsdale file — not one bank's shelf.
Owner-handled
Owner Esther Buede guides your Scottsdale loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Scottsdale, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“A very special lady. Esther took me by the hand and walked me thru each and every bump in the road.”
Matched to your Scottsdale purchase, not a template.
For Scottsdale we lean on jumbo, high-balance through our licensed partner-broker network — but whatever fits, we shop it: FHA, conventional, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Scottsdale, we also help buyers in Tempe, Mesa, Phoenix. See all Arizona cities we serve →
Choice Home Mortgage is licensed in California (NMLS #2629064) and helps Scottsdale, AZ buyers through licensed partner brokers. Equal Housing Opportunity. We serve this area; we do not maintain a Scottsdale office.
Scottsdale mortgage questions, answered.
What's the 2026 conforming loan limit in Scottsdale?
In Maricopa County, the 2026 conforming loan limit is $832,750 for a single-family home, the national baseline. Limits per FHFA 2026; verify your scenario with us.
Do I need a jumbo loan to buy in Scottsdale?
Not always. Many Scottsdale homes can be financed with high-balance conforming loans up to $832,750 before a true jumbo is needed. We'll tell you which fits your price point.
Which Scottsdale neighborhoods do you serve?
We serve buyers across Scottsdale, including Old Town Scottsdale, McCormick Ranch, Gainey Ranch. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Can Choice Home Mortgage help me buy in Scottsdale, AZ?
Yes. We help Scottsdale homebuyers through licensed partner brokers. Choice Home Mortgage is licensed in California (NMLS #2629064); we coordinate AZ financing for you.
Do you serve areas near Scottsdale?
Yes — we also work with buyers in nearby Tempe, Mesa, Phoenix. Same process, local loan-limit details for each.
Let's finance your Scottsdale home.
One call with the owner — local, honest, no pressure. We'll tell you which program fits your Scottsdale purchase and shop the lenders for you.