Pomona, CA
Your Pomona mortgage, done right.
Conventional, FHA, and first-time-buyer paths for Pomona — clear guidance from pre-approval through closing.
How Pomona buyers get to the closing table.
Pomona anchors the eastern San Gabriel Valley at the 10/57/71 junction with multi-directional access to LA, Orange County, and the Inland Empire; its early-20th-century craftsman stock plus Cal Poly Pomona create a diverse buyer pool.
That market shapes the loan. Because Los Angeles County is a high-cost area, the 2026 one-unit conforming limit is $1,249,125 — above the national baseline. So many Pomona buyers use high-balance or jumbo financing — and knowing exactly where your purchase lands against that $1,249,125 line is half the work. Limits per FHFA 2026; verify your scenario with us.
We work Pomona from the ground up — close to the Fairplex (LA County Fair) and California Botanic Garden. We finance homes across Downtown Pomona, Phillips Ranch, Lincoln Park, and Wilton Heights — and every other corner of Pomona. Looking for a mortgage broker near you in Pomona? We serve the area by phone and online, so you get a local-market broker without driving to an office.
What you get with a local broker.
Pomona market knowledge
Near the Fairplex (LA County Fair) and California Botanic Garden, across Downtown Pomona, Phillips Ranch, Lincoln Park — we know Pomona's neighborhoods, prices, and the programs that fit them.
First-time & assistance
Pomona buyers often start with high-balance, FHA, first-time-buyer — we match you to the down-payment and first-time programs you qualify for.
Lenders shopped for you
As a broker we shop many lenders for your Pomona file instead of selling one bank's product.
Owner-handled
Owner Esther Buede guides your Pomona loan personally — the named expert behind our five-star reviews.
One owner, handling your whole loan.
In Pomona, your loan is handled personally by owner Esther Buede — a licensed mortgage expert (individual NMLS #2003644) who has guided California families to the closing table since 2005. Not a call center, not a rotating cast — one expert who knows your file and your market. Meet the family behind CHM →
“One of the best business interactions that I've ever had. Esther Buede made my loan application possible.”
Pomona financing that fits the home and the borrower.
For Pomona we lean on high-balance, FHA, first-time-buyer — but whatever fits, we shop it: FHA, conventional, jumbo, VA, and non-QM. Start when you’re ready: buying, refinancing, or just exploring — apply here or call (949) 522-7310.
Close to Pomona, we also help buyers in Montclair, Diamond Bar, Chino. See all California cities we serve →
Choice Home Mortgage is a licensed California mortgage broker — NMLS #2629064, CA DRE #01822046. Equal Housing Opportunity.
Pomona mortgage questions, answered.
What's the 2026 conforming loan limit in Pomona?
In Los Angeles County, the 2026 conforming loan limit is $1,249,125 for a single-family home — a high-cost figure above the national baseline. Limits per FHFA 2026; verify your scenario with us.
Which loan types work best in Pomona?
Most Pomona buyers use conventional or FHA financing; refinancing and move-up loans are common too. The right fit depends on your down payment and goals.
Which Pomona neighborhoods do you serve?
We serve buyers across Pomona, including Downtown Pomona, Phillips Ranch, Lincoln Park. Financing works the same citywide — the loan is matched to you, not the ZIP code.
Are you a licensed mortgage broker in Pomona?
Yes. Choice Home Mortgage is a licensed California mortgage broker (NMLS #2629064, CA DRE #01822046) serving Pomona and the surrounding area.
Do you serve areas near Pomona?
Yes — we also work with buyers in nearby Montclair, Diamond Bar, Chino. Same process, local loan-limit details for each.
Let's finance your Pomona home.
Straight answers on your Pomona options, and a broker who shops the whole market so you don't have to.